Madison County property record for 116 Jane St, Berea, KY 40403
| Property Type | Commercial |
|---|---|
| Details | 4,220 sqft |
| Lot Size | 0.989 acres (43,124 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $13,202 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Mar 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B002-0003-0004 |
| Primary APN | B002-0003-0004 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,220 sqft Total Area |
| Office | 4,220 sqft |
| Exterior Material | Wood |
|---|---|
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,124 sqft (0.989 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 70709 |
|---|---|
| Street Address | 116 JANE ST |
| City | BEREA |
| State | KY |
| Zip | 40403-1620 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | TRACT 3 (0.99 ACRE) |
| Legal Tract | 3 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 11301 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 116 JANE ST, BEREA, KY 40403-1620 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Sep 13, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Mar 30, 2021 | Warranty Deed, Transfer |
| Apr 29, 2021 | Correction Deed · Line of Credit CITIZENS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2021 |
| Deed Sale | Mar 30, 2021 |
| Deed Document Number | 2014032526 |
| Deed Book / Page | D803 / 43 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 116 JANE ST, BEREA, KY 40403-1620 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M2189/391 |
|---|---|
| Date | Sep 13, 2022 |
| Book Page | M2189/391 |
| Instrument | 2014111187 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | MOUNT VERNON, KY 40456 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 12, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 30, 2021 |
| Property Address | 116 JANE ST, BEREA, KY 40403-1620 |
| Document Number | 000D803/43 |
| Book / Page | D803 / 43 |
| Instrument Date | Mar 29, 2021 |
| Instrument | 2014032526 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 415 OPOSSUM KINGDOM RD, 415, BEREA, KY 40403-9512 |
| Name | Verified Name |
|---|---|
| Address | 116 JANE ST, BEREA, KY 40403-1620 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 29, 2021 |
| Property Address | 116 JANE ST, BEREA, KY 40403-1620 |
| Document Number | 00D804/328 |
| Book / Page | D804 / 328 |
| Instrument Date | Mar 29, 2021 |
| Instrument | 2014034936 |
| Record Updated | Dec 31, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 415 OPOSSUM KINGDOM RD, 415, BEREA, KY 40403-9512 |
| Name | Verified Name |
|---|---|
| Address | 116 JANE ST, BEREA, KY 40403-1620 |
| Document Number | 2014034937 |
|---|---|
| Date | Apr 29, 2021 |
| Instrument | 2014034937 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 19, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,202.00 (-2.78%) Additional exemption filed | $1,400,000 (-) | $1,400,000 (-) |
| 2023 | $13,580.00 | $1,400,000 | $1,400,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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