102 Jane St, Berea, KY 40403 Property Records

Madison County property record for 102 Jane St, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	12,960 sqft
Lot Size	1.05 acres (46,174 sqft)
Owner	Company Name on Record
Last Sale	$600,000 (Apr 2018)
Tax Bill	$4,715 (2025)
Deeds & Mortgages	Aug 2024 Construction Loan Apr 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`B002-0003-0006-1`

Property Details

APN / Parcel Number

Primary APN	`B002-0003-0006-1`
Alternative APNs	`106652` `115173` `44482`

Interior

Stories	1 Story
Building Area	12,960 sqft Total Area
Office	12,960 sqft

Exterior

Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	46,174 sqft (1.05 acres)

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	44482
Street Address	102 JANE ST
City	BEREA
State	KY
Zip	40403-1620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1 (1.06 ACRES)
Legal Tract	1
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	2
Census Block	2009
Census Tract	11301

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4500 BOWLING BLVD STE 100, 100, LOUISVILLE, KY 40207-5147
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2024	Deed of Trust, Mortgage · Construction Mortgage OLD NATIONAL BANK
Apr 26, 2023	Deed, Transfer
Apr 4, 2018	Deed, Transfer
Apr 4, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2018 · Amount on Record
Deed Sale	Apr 4, 2018 · Amount on Record
Deed Document Number	2013973817
Deed Book / Page	D00757 / 572
Record Updated	Jun 8, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	102 JANE ST, BEREA, KY 40403-1620
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2316/675
Date	Aug 1, 2024
Book Page	M2316/675
Instrument	2014215362

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Jul 22, 2029

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Apr 26, 2023
Property Address	100-104 JANE ST, BEREA, KY 40403
Document Number	00D837/394
Book / Page	D837 / 394
Map Reference	CAB 18 PG 143
Instrument Date	Apr 26, 2023
Instrument	2014142068
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount Recorded
Tax	$1,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	409 BLUFF TRCE, JACKSBORO, TN 37757-3937

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4500 BOWLING BLVD STE 100, 100, LOUISVILLE, KY 40207-5147

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Apr 4, 2018
Property Address	100-104 JANE ST, BEREA, KY 40403
Document Number	D00757/572
Book / Page	D00757 / 572
Instrument Date	Mar 30, 2018
Instrument	2013973817
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Tax	$600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2468 WALNUT GROVE LN, 2468, LEXINGTON, KY 40509-9756

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 BLUFF TRCE, JACKSBORO, TN 37757-3937

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Apr 4, 2018
Property Address	102 JANE ST, BEREA, KY 40403-1620
Document Number	D00757/572
Book / Page	D00757 / 572
Instrument Date	Mar 30, 2018
Instrument	2013973817
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Amount	Amount Recorded
Tax	$600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2468 WALNUT GROVE LN, LEXINGTON, KY 40509-9756

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 BLUFF TRCE, JACKSBORO, TN 37757-3937

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,715.00 (-18.99%) Additional exemption filed	$500,000 (-16.67%)	$500,000 (-16.67%)
2023	$5,820.00	$600,000	$600,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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