116 Islander Ln, Satsuma, FL 32189 Property Records

Putnam County property record for 116 Islander Ln, Satsuma, FL 32189

Property Summary

Property Type	Mobile Home
Details	784 sqft · built 1979
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Aug 2022)
Tax Bill	$1,095 (2025)
Deeds & Mortgages	Aug 2026 Sale Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`38-11-27-0000-5080-0530`

Property Details

APN / Parcel Number

Primary APN	`38-11-27-0000-5080-0530`
Alternative APN	`87889`

Interior

Building Area	784 sqft Living Area
1st Floor Area	784 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1996
Architectural Style	Mobile Home
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	175 ft deep x 80 ft wide

Location & Zoning

Account Number	87889
Street Address	116 ISLANDER LN
City	SATSUMA
State	FL
Zip	32189-2248
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	PT OF ACOSTA GRT OR425 P434, (LOT 53 CYPRESS COVE S/D, UNREC) (MAP SHEET 4/38/39)
Legal Range	27E
Legal Township	11S
Legal Section	38
Legal Subdivision	PT
Legal Lot Number	53
Jurisdiction	PUTNAM FL
Township / Civil Division	EAST PALATKA
Census Block Group	3
Census Block	3035
Census Tract	951100

Owner

116 Islander Ln, a mobile home, is owned and occupied by an individual who bought it in August 2022.

Source: Putnam County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	116 ISLANDER LN, SATSUMA, FL 32189-2248
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Aug 5, 2022	Warranty Deed, Transfer · Seller Carry-Back TERENCE E MCMAHON ETUX
Aug 1, 2018	Warranty Deed, Transfer TERRENCE E & ELISABETH K MCMAHON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2022 · Amount on File
Deed Sale	Aug 5, 2022 · Amount on File
Prior Sale	Sep 23, 2019 · Amount on File
Deed Document Number	202219445
Deed Book / Page	1679 / 1125
Prior Transfer Date	Apr 22, 2004
Prior Transfer Doc	0000497029
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Aug 7, 2026
Property Address	116 ISLANDER LN, SATSUMA, FL 32189-2248
Document Number	0000019712
Book / Page	1882 / 1797
Instrument Date	Aug 6, 2026
Instrument	202619712
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 ISLANDER LN, SATSUMA, FL 32189-2248

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Aug 5, 2022
Property Address	116 ISLANDER LN, SATSUMA, FL 32189-2248
Document Number	0016791125
Book / Page	1679 / 1125
Instrument Date	Aug 2, 2022
Instrument	202254019445
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	PALATKA ABSTRACT AND TITLE GUARA, PALATKA ABSTRACT & TTL INS I

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	116 ISLANDER LN, SATSUMA, FL 32189-2248

Mortgage

Document Number	0016791127
Date	Aug 5, 2022
Instrument	1679/1127

Lender

Name	TERENCE E MCMAHON ETUX
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Aug 1, 2018
Property Address	116 ISLANDER LN, SATSUMA, FL 32189-2248
Document Number	0015141027
Book / Page	001514 / 001027
Instrument Date	Aug 1, 2018
Instrument	54014154
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	PALATKA ABSTRACT AND TITLE GUARA

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$332.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 ISLANDER LN SATSUMA FL 321892248, SATSUMA, FL 32189-2248

Mortgage

Document Number	15141029
Date	Aug 1, 2018
Book Page	001514/001029
Instrument	54014155

Lender

Name	TERRENCE E & ELISABETH K MCMAHON
Address	117 CANAL RD, SATSUMA, FL 32189-2201
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

Interest

Rate	6%

Tax Assessment & Valuation

The 2025 property tax bill for 116 Islander Ln was $1,095.

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,095.00	$46,370 Land $8,880 Building $37,490	$46,370 Land $8,880 Building $37,490
2023	$1,009.00 (+41.12%)	$46,160 (+37.46%)	$46,160 (+37.46%) Land $8,880 Building $37,280
2022	$715.00	$33,580	$33,580 Land $4,880 Building $28,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 116 Islander Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	20 (1994–2020)
Most Recent Claim	Aug 2020 · other causes
Claims by Event	Hurricane Irma, Oct 2017 · 6 claims Hurricane Frances, Sep 2004 · 3 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 Islander Ln is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Islander Ln

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