114 Islander Ln, Satsuma, FL 32189 Property Records

Putnam County property record for 114 Islander Ln, Satsuma, FL 32189

Property Summary

Property Type	Mobile Home
Details	624 sqft · built 1988
Lot Size	0.369 acres (16,117 sqft)
Owner	Individual Name on File
Last Sale	$45,000 (May 2020)
Tax Bill	$839 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-11-27-0000-508.0-054.0`

Property Details

APN / Parcel Number

Primary APN	`38-11-27-0000-508.0-054.0`
Alternative APN	`87890`

Interior

Building Area	624 sqft Living Area
1st Floor Area	624 sqft

Exterior

Year Built	Built 1988
Lot Area	16,117 sqft (0.369 acres)
Lot Dimensions	175 ft deep x 80 ft wide
Porch	Porch
Porch Area	280 sqft

Location & Zoning

Account Number	87890
Street Address	114 ISLANDER LN
City	SATSUMA
State	FL
Zip	32189-2248
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	PT OF ACOSTA GRT OR457 P834
Legal Range	27E
Legal Township	11S
Legal Section	38
Legal Subdivision	CYPRESS COVE
Legal Lot Number	54
Jurisdiction	PUTNAM FL
Township / Civil Division	EAST PALATKA
Census Block Group	3
Census Block	3035
Census Tract	951100

Owner

114 Islander Ln, a mobile home, is owned and occupied by an individual who bought it in May 2020.

Source: Putnam County records, as of January 12, 2026

Owner of Record	Individual Name on File
Mailing Address	114 ISLANDER LN, SATSUMA, FL 32189-2248
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2020 · Amount on File
Deed Sale	May 1, 2020 · Amount on File
Prior Sale	Sep 5, 2006 · Amount on File
Deed Document Number	202054007486
Deed Book / Page	1575 / 1713
Record Updated	Jun 8, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	May 1, 2020
Property Address	114 ISLANDER LN, SATSUMA, FL 32189-2248
Document Number	0015751713
Book / Page	001575 / 001713
Instrument Date	Apr 30, 2020
Instrument	54007486
Transaction Type	Transfer
Record Updated	Jun 18, 2020
Title Company	PALATKA ABSTRACT AND TITLE GUARA, PALATKA ABSTRACT & TITLE GUARA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 ISLANDER LN SATSUMA FL 321892248, SATSUMA, FL 32189-2248

Mortgage

Document Number	15751714
Date	May 1, 2020
Book Page	001575/001714
Instrument	54007487

Lender

Name	JAMES & BETTY J BLACK
Address	PO BOX 673, SAN MATEO, FL 32187-0673
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Interest

Rate	12%

Tax Assessment & Valuation

The 2025 property tax bill for 114 Islander Ln was $839.

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$839.00	$38,790	$38,790 Land $8,880 Building $29,910
2023	$713.00 (+15.56%)	$38,560 (+39.71%)	$38,560 (+39.71%) Land $8,880 Building $29,680
2022	$617.00	$27,600	$27,600 Land $4,880 Building $22,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 114 Islander Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	20 (1994–2020)
Most Recent Claim	Aug 2020 · other causes
Claims by Event	Hurricane Irma, Oct 2017 · 6 claims Hurricane Frances, Sep 2004 · 3 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Islander Ln is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Islander Ln

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