116 Harding Ave, Palatka, FL 32177 Property Records

Putnam County property record for 116 Harding Ave, Palatka, FL 32177 · Last verified January 2026

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.689 acres (30,056 sqft)
Owner	Individual Name on File
Last Sale	$3,000 (Feb 2020)
Tax Bill	$148 (2025)
Deeds & Mortgages	Feb 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`33-10-26-0000-888.8-042.3`

Property Details

APN / Parcel Number

Primary APN	`33-10-26-0000-888.8-042.3`
Alternative APN	`82161`

Exterior

Lot Area	30,056 sqft (0.689 acres)

Location & Zoning

Account Number	82161
Street Address	116 HARDING AVE
City	PALATKA
State	FL
Zip	32177-8690
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	N 100 FT OF S 325 FT OF W1/2
Legal Range	26E
Legal Township	10S
Legal Section	33
Legal Tract	423
Jurisdiction	PUTNAM FL
Township / Civil Division	INTERLACHEN-FLORAHOME
Census Block Group	1
Census Block	1034
Census Tract	950500

Owner

Source: Putnam County records · APN 33-10-26-0000-888.8-042.3

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	120 HARDING AVE, PALATKA, FL 32177-8690
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 11, 2020 · Amount on Record
Deed Sale	Feb 11, 2020 · Amount on Record
Deed Document Number	202054002618
Deed Book / Page	1568 / 1190
Record Updated	Jun 08, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Feb 11, 2020
Property Address	116 HARDING AVE, PALATKA, FL 32177-8690
Document Number	0015681190
Book / Page	001568 / 001190
Instrument Date	Feb 05, 2020
Instrument	54002618
Transaction Type	Transfer
Record Updated	Mar 02, 2020
Title Company	GUARANTY TITLE COMPANY/PALATKA, GUARANTY TITLE CO/PALATKA

Transaction

Amount	Amount Recorded
Tax	$21.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 HARDING AVE PALATKA FL 321778690, PALATKA, FL 32177-8690

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$148.00 (+46.53%)	$11,200 (+68.42%)	$11,200 (+68.42%) Land $11,200
2023	$101.00 (+16.09%)	$6,650 (+18.75%)	$6,650 (+18.75%) Land $6,650
2022	$87.00	$5,600	$5,600 Land $5,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (12107C), updated February 2, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121079505001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 14 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017, other causes, Hurricane Irma

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 15% of Florida
Wildfire Likelihood	About 1 in 1,250 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 44 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.