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112 Harding Ave, Palatka, FL 32177 Property Records

Putnam County property record for 112 Harding Ave, Palatka, FL 32177 · Last verified January 2026

Property Summary

Property TypeMobile Home
Lot Size1.4 acres (60,984 sqft)
Owner2 Individual Names on File
Last Sale$15,000 (Jan 2021)
Tax Bill$615 (2025)
Deeds & MortgagesApr 2025 Mortgage
Jan 2021 Sale
Flood ZoneZone X (minimal risk)
APN33-10-26-0000-888.8-042.5

Property Details

APN / Parcel Number

Primary APN33-10-26-0000-888.8-042.5
Alternative APN
  • 82163

Exterior

Lot Area60,984 sqft (1.4 acres)

Location & Zoning

Account Number82163
Street Address112 HARDING AVE
CityPALATKA
StateFL
Zip32177-8690
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionN 100 FT OF S 125 FT OF W1/2
Legal Range26E
Legal Township10S
Legal Section33
JurisdictionPUTNAM FL
Township / Civil DivisionINTERLACHEN-FLORAHOME
Census Block Group1
Census Block1034
Census Tract950500

Owner

Source: Putnam County records · APN 33-10-26-0000-888.8-042.5

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address121 BELMONT DR, PALATKA, FL 32177-6503
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 04, 2025Deed of Trust, Mortgage · FHA Mortgage
SOUTHWEST STAGE FUNDING LLC
Jan 15, 2021Warranty Deed, Transfer
GUARANTY TITLE COMPANY/PALATKA, GUARANTY TITLE CO/PALATKA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 15, 2021 · Amount on Record
Deed SaleJan 15, 2021 · Amount on Record
Prior SaleJun 09, 2009 · Amount on Record
Deed Document Number202154001085
Deed Book / Page1604 / 87
Record UpdatedJun 08, 2026

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM FL
Property Address112 HARDING AVE, PALATKA, FL 32177-8690
Transaction TypeMortgage
Record UpdatedJan 13, 2026
Title CompanyGULLETT TITLE INC, GULLETT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address173 LETTIE LN, PALATKA, FL 32177-8410

Mortgage

Document Number0018041118
DateApr 04, 2025
Book Page1804/1118
Instrument202554008945
Lender
NameSOUTHWEST STAGE FUNDING LLC
TypeMortgage Company
AddressCHANDLER, AZ 85286
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term366 Months
DueOct 01, 2055

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM FL
Recording DateJan 15, 2021
Property Address112 HARDING AVE, PALATKA, FL 32177-8690
Document Number0016040087
Book / Page001604 / 000087
Instrument DateJan 14, 2021
Instrument54001085
Transaction TypeTransfer
Record UpdatedFeb 05, 2021
Title CompanyGUARANTY TITLE COMPANY/PALATKA, GUARANTY TITLE CO/PALATKA

Transaction

AmountAmount Recorded
Tax$105.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address112 HARDING AVE PALATKA FL 32177, PALATKA, FL 32177

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$615.00 (+197.1%)$22,400 (+68.42%)$22,400 (+68.42%) Land $22,400
2023$207.00 (+15.64%)$13,300 (+18.75%)$13,300 (+18.75%) Land $13,300
2022$179.00$11,200$11,200 Land $11,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (12107C), updated February 2, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121079505001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 14 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017, other causes, Hurricane Irma

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,250 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 44 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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