116 Harbor Way, Bigfork, MT 59911 Property Records

Flathead County property record for 116 Harbor Way, Bigfork, MT 59911

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,541 sqft · built 2019
Lot Size	0.536 acres (23,348 sqft)
Owner	Individual Name on Record
Last Sale	$346,400 (Nov 2020)
Tax Bill	$3,037 (2026)
Deeds & Mortgages	Feb 2019 Mortgage Dec 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0739590`

Property Details

APN / Parcel Number

Primary APN	`R0739590`
Alternative APNs	`07-3835-26-3-03-45-0000` `0000001523`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,541 sqft Living Area
1st Floor Area	2,187 sqft
Attic	Attic
Attic Area	354 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,348 sqft (0.536 acres)
Garage Area	884 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000001523
Street Address	116 HARBOR WAY
City	BIGFORK
State	MT
Zip	59911-6263
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAGLE BEND WEST NO 2, S26, T27 N, R20 W, LOT 26
Legal Range	20W
Legal Township	27N
Legal Section	26
Legal Subdivision	EAGLE BEND WEST NO 2
Legal Lot Number	26
Jurisdiction	FLATHEAD MT
Township / Civil Division	CRESTON-BIGFORK
Census Block Group	3
Census Block	3001
Census Tract	1304

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	116 HARBOR WAY, BIGFORK, MT 59911-6263
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2019	Deed of Trust, Mortgage · Commercial Mortgage GLACIER BANK
Dec 10, 2018	Deed of Trust, Mortgage · Commercial Mortgage GLACIER BANK
Nov 24, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 25, 2018	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2020 · Amount on Record
Deed Sale	Nov 24, 2020 · Amount on Record
Prior Sale	May 25, 2018
Deed Document Number	202039579
Last Transfer Date	Oct 4, 2024
Transfer Doc	0000019938
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	116 HARBOR WAY, BIGFORK, MT 59911-6263
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	INSURED TITLE, INSURED TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900002776
Date	Feb 13, 2019
Instrument	201900002776

Lender

Name	GLACIER BANK
Type	Bank
Address	COLUMBIA FALLS, MT 59912

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	116 HARBOR WAY, BIGFORK, MT 59911-6263
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	INSURED TITLE, INSURED TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800029589
Date	Dec 10, 2018
Instrument	201800029589

Lender

Name	GLACIER BANK
Type	Bank
Address	COLUMBIA FALLS, MT 59912

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Nov 24, 2020
Property Address	116 HARBOR WAY, BIGFORK, MT 59911-6263
Document Number	202000039579
Instrument Date	Nov 17, 2020
Instrument	202000039579
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	116 HARBOR WAY, BIGFORK, MT 59911-6263

Mortgage

Document Number	202000039580
Date	Nov 24, 2020
Instrument	202000039580

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	May 25, 2018
Property Address	116 HARBOR WAY, BIGFORK, MT 59911-6263
Document Number	201800010368
Instrument Date	May 22, 2018
Instrument	201800010368
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	295 CRESTON RD, KALISPELL, MT 59901-8225

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Bigfork Elementary School District (PK - 08)
Secondary School District	Bigfork High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,037.00 (-12.05%)	$880,400 (-)
2025	$3,453.00 (-35.49%)	$880,400 (+22.84%)	$880,400 (+22.84%) Land $204,244 Building $676,156
2023	$5,353.00	$716,700	$716,700 Land $205,028 Building $511,672

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.1% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIGFORK COUNTY WATER AND SEWER serves 6,100 people · EPA ID MT0000262
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Glacier Broadband Fixed Wireless	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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