108 Harbor Way, Bigfork, MT 59911 Property Records

Flathead County property record for 108 Harbor Way, Bigfork, MT 59911

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,561 sqft · built 2004
Lot Size	0.246 acres (10,716 sqft)
Owner	2 Individual Names on Record
Last Sale	$176,200 (Apr 2019)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0739588`

Property Details

APN / Parcel Number

Primary APN	`R0739588`
Alternative APNs	`07-3835-26-3-03-20-5108` `0000001519`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,561 sqft Living Area
1st Floor Area	1,561 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,716 sqft (0.246 acres)
View / Lot	Cul-de-sac
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000001519
Street Address	108 HARBOR WAY
City	BIGFORK
State	MT
Zip	59911-6263
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	EAGLE BEND WEST NO 9, S26, T27 N, R20 W, LOT 24B
Legal Range	20W
Legal Township	27N
Legal Section	26
Legal Subdivision	EAGLE BEND WEST NO 9
Legal Tract	A
Legal Lot Number	24B
Jurisdiction	FLATHEAD MT
Township / Civil Division	CRESTON-BIGFORK
Census Block Group	3
Census Block	3001
Census Tract	1304

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 HARBOR WAY, BIGFORK, MT 59911-6263
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Apr 15, 2019	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2019 · Amount on Record
Deed Sale	Apr 15, 2019 · Amount on Record
Deed Document Number	20196893
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	108 HARBOR WAY, BIGFORK, MT 59911-6263
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100031147
Date	Aug 30, 2021
Instrument	202100031147

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Apr 15, 2019
Property Address	108 HARBOR WAY, BIGFORK, MT 59911-6263
Document Number	201900006893
Instrument Date	Apr 12, 2019
Instrument	201900006893
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 HARBOR WAY, BIGFORK, MT 59911-6263

Mortgage

Document Number	201900006894
Date	Apr 15, 2019
Instrument	201900006894

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Bigfork Elementary School District (PK - 08)
Secondary School District	Bigfork High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	Disabled Person's exemption Veteran's exemption	$685,800 (+47.99%)
2025			$685,800 (+47.99%) Land $221,124 Building $464,676
2023		$463,400	$463,400 Land $220,672 Building $242,728

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.1% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIGFORK COUNTY WATER AND SEWER serves 6,100 people · EPA ID MT0000262
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Glacier Broadband Fixed Wireless	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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