Frederick County property record for 116 Hammaker St, Thurmont, MD 21788
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,374 sqft · built 1988 |
| Lot Size | 0.108 acres (4,710 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $209,000 (May 2020) |
| Tax Bill | $3,199 (2024) |
| Deeds & Mortgages | May 2020 Sale & Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-346825 |
| Primary APN | 15-346825 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,374 sqft Living Area |
| 1st Floor Area | 694 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 4,710 sqft (0.108 acres) |
| Porch | Open Porch |
| Porch Area | 80 sqft |
| Deck Area | 130 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 346825 |
|---|---|
| Street Address | 116 HAMMAKER ST |
| City | THURMONT |
| State | MD |
| Zip | 21788 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R2 |
| Legal Description | LOT 5 SEC 4 BLDG 101 4,710 SQ FT EAST END EAST HAMMAKER ST. |
| Legal Subdivision | EAST END SEC 4 |
| Legal Lot Number | 5 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 15, THURMONT |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 753002 |
Source: Frederick County records, as of August 4, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 116 E HAMMAKER ST, THURMONT, MD 21788-3300 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 8, 2020 | Grant Deed, Transfer AMERICAN NBRHD MTG ACCPTNC |
| Dec 30, 2019 | Quit Claim Deed, Transfer · VA Mortgage PRIME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2020 · Amount on Record |
| Deed Sale | May 7, 2020 · Amount on Record |
| Prior Sale | Dec 30, 2019 |
| Deed Book / Page | 13719 / 147 |
| Prior Transfer Date | Dec 23, 2019 |
| Prior Transfer Doc | 0134290096 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 8, 2020 |
| Property Address | 116 E HAMMAKER ST, THURMONT, MD 21788-3300 |
| Document Number | 0137190147 |
| Book / Page | 013719 / 000147 |
| Instrument Date | May 1, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2020 |
| Title Company | LAKESIDE TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $209.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 116 E HAMMAKER ST THURMONT MD 217883300, THURMONT, MD 21788-3300 |
| Document Number | 137190155 |
|---|---|
| Date | May 8, 2020 |
| Book Page | 013719/000155 |
| Name | AMERICAN NBRHD MTG ACCPTNC |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 7, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 30, 2019 |
| Property Address | 116 E HAMMAKER ST, THURMONT, MD 21788-3300 |
| Document Number | 0134290096 |
| Book / Page | 013429 / 000096 |
| Instrument Date | Dec 23, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2020 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 116 E HAMMAKER ST THURMONT MD 217883300, THURMONT, MD 21788-3300 |
| Document Number | 134290100 |
|---|---|
| Date | Dec 30, 2019 |
| Book Page | 013429/000100 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 29, 2049 |
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Thurmont Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $226,467 (+20.85%) | $246,000 (+31.27%) Land $55,000 Building $191,000 | |
| 2024 | $3,199.00 (+10.88%) | ||
| 2023 | $2,885.00 | $187,400 Land $50,000 Building $137,400 | $187,400 Land $50,000 Building $137,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2011–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF THURMONT serves 6,200 people · EPA ID MD0100023 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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