Frederick County property record for 101 Hammaker St, Thurmont, MD 21788 · Last verified September 2023
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,372 sqft · built 1986 |
| Lot Size | 0.23 acres (10,024 sqft) |
| Owner | Individual Name on File |
| Last Sale | $256,000 (Sep 2014) |
| Tax Bill | $3,976 (2023) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-346590 |
| Primary APN | 15-346590 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,372 sqft Total Area |
| 1st Floor Area | 762 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,024 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 276 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 300 sqft |
| Patio Area | 264 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 346590 |
|---|---|
| Street Address | 101 HAMMAKER ST |
| City | THURMONT |
| State | MD |
| Zip | 21788-1768 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 SECT 3 BLK B 10,024 SQ FT EAST END HAMMAKER ST. |
| Legal Subdivision | HAMMAKER ST |
| Legal Block | B |
| Legal Lot Number | 12 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 15, THURMONT |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 753002 |
Source: Frederick County records · APN 15-346590
Assessment roll updated July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 101 HAMMAKER ST, THURMONT, MD 21788-1768 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Last Sale | Sep 02, 2014 · Amount on Record |
|---|---|
| Deed Sale | Sep 02, 2014 · Amount on Record |
| Prior Sale | Jan 18, 2005 · Amount on Record |
| Deed Document Number | 0010189326 |
| Deed Book / Page | 10189 / 326 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 101 HAMMAKER ST, THURMONT, MD 21788-1768 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0145880439 |
|---|---|
| Date | Feb 25, 2021 |
| Book Page | 14588/439 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Thurmont Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,976.00 Homeowner's exemption | $260,500 Land $56,000 Building $204,500 | $260,500 Land $56,000 Building $204,500 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217530023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2011–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2021, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 337 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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