Polk County property record for 116 Grubbs Rd, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,220 sqft · built 1966 |
| Lot Size | 0.261 acres (11,387 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $308 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit May 2023 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-29-11-000000-014340 |
| Primary APN | 25-29-11-000000-014340 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,220 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 11,387 sqft (0.261 acres) |
| Lot Dimensions | 110 ft deep x 100 ft wide |
| View / Lot | Commercial/Industrial |
| Pool Area | 309 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 344 sqft |
| Shed | 1 Shed |
| Lean-To | 64 sqft |
| Utility Building | 104 sqft |
| Cooling System | None |
|---|
| Street Address | 116 GRUBBS RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-4944 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | W 100 FT OF E 300 FT OF N1/4 OF SW1/4 OF NE1/4 LESS N 50 FT & LESS S 170 FT |
| Legal Range | 25E |
| Legal Township | 29S |
| Legal Section | 11 |
| Legal Subdivision | GRUBBS NILON |
| Legal Tract | 000000 |
| Legal Block | 3 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 14701 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 116 GRUBBS RD, WINTER HAVEN, FL 33880-4944 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2023 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| May 9, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MIDFLORIDA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 116 GRUBBS RD, WINTER HAVEN, FL 33880-4944 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000145995 |
|---|---|
| Date | Jun 21, 2023 |
| Book Page | 12737/1253 |
| Instrument | 2023145995 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | May 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 116 GRUBBS RD, WINTER HAVEN, FL 33880-4944 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000107734 |
|---|---|
| Date | May 9, 2023 |
| Book Page | 12683/1606 |
| Instrument | 2023107734 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 1, 2033 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $50,160 (+2.7%) | $157,913 (-2.15%) Land $13,775 Building $144,138 | |
| 2025 | $308.00 (-61.31%) Homeowner's exemption | $48,841 (+5.98%) | $161,381 (-5.85%) Land $13,775 Building $147,606 |
| 2023 | $796.00 (+6.42%) Homeowner's exemption | $46,083 (+3%) | $171,407 (+14.74%) Land $13,300 Building $158,107 |
| 2022 | $748.00 Homeowner's exemption | $44,741 | $149,383 Land $10,925 Building $138,458 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 39 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 2 (2022) |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL serves 13,595 people · EPA ID FL6534609 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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