112 Grubbs Rd, Winter Haven, FL 33880 Property Records

Polk County property record for 112 Grubbs Rd, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 962 sqft · built 1964
Lot Size	0.261 acres (11,387 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Apr 2006)
Tax Bill	$168 (2025)
Deeds & Mortgages	Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-29-11-000000-014200`

Property Details

APN / Parcel Number

Primary APN	`25-29-11-000000-014200`
Alternative APNs	`112925000000014200` `12925000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	962 sqft Living Area
Gross Area	1,242 sqft
1st Floor Area	962 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	11,387 sqft (0.261 acres)
Lot Dimensions	110 ft deep x 100 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	280 sqft

Location & Zoning

Street Address	112 GRUBBS RD
City	WINTER HAVEN
State	FL
Zip	33880-4944
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	E 100 FT OF N1/4 OF SW1/4 OF NE1/4 LESS N 50 FT & LESS S 170 FT
Legal Range	25E
Legal Township	29S
Legal Section	11
Legal Subdivision	GRUBBS NILON
Legal Tract	000000
Legal Block	3
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	3
Census Block	3025
Census Tract	14701

Owner

112 Grubbs Rd is owned and occupied by two individuals who bought it in April 2006.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	112 GRUBBS RD, WINTER HAVEN, FL 33880-4944
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2006 · Amount on File
Deed Sale	Apr 12, 2006 · Amount on File
Prior Sale	Dec 5, 2001 · Amount on File
Deed Document Number	200690650
Deed Book / Page	6723 / 203
Transfer Doc	5056001855
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Recording Date	Apr 24, 2026
Property Address	112 GRUBBS RD, WINTER HAVEN, FL 33880-4944
Document Number	0000097310
Book / Page	13970 / 664
Instrument Date	Apr 16, 2026
Instrument	202697310
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 GRUBBS RD, WINTER HAVEN, FL 33880-4944

Mortgage

Document Number	0000097310,
Date	Apr 24, 2026
Book Page	13970/664
Instrument	202697310

Lender

Name	POLK COUNTY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.22%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 112 Grubbs Rd was $168 with a homeowner's exemption, down 78.3% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,061 (+2.7%)	$135,707 (-1.56%) Land $13,775 Building $121,932
2025	$168.00 (-78.27%) Homeowner's exemption	$38,034	$137,861 Land $13,775 Building $124,086
2024	$773.00 (+25.28%)
2023	$617.00 (+7.49%) Homeowner's exemption	$35,885 (+3%)	$149,088 (+11.71%) Land $13,300 Building $135,788
2022	$574.00 Homeowner's exemption	$34,840	$133,461 Land $10,925 Building $122,536

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 112 Grubbs Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	2 (2022)
Most Recent Claim	Oct 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 Grubbs Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL serves 13,595 people · EPA ID FL6534609
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30