116 Estes St, Flora, MS 39071 Property Records

Madison County property record for 116 Estes St, Flora, MS 39071

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,051 sqft · built 1964
Lot Size0.235 acres (10,276 sqft)
OwnerIndividual Name on File
Tax Bill$947 (2025)
Deeds & MortgagesJan 2018 Line of Credit
Jan 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN051B-09C-022

Property Details

APN / Parcel Number

Primary APN051B-09C-022
Alternative APNs
  • 051B-09C-022/00.00
  • 452

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,051 sqft Adjusted Area
Gross Area920 sqft
1st Floor Area920 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,276 sqft (0.235 acres)

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number452
Street Address116 ESTES ST
CityFLORA
StateMS
Zip39071-9729
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 34 SHEPPARD ESTATES
Legal Range01W
Legal Township08N
Legal Section09
Legal SubdivisionSHEPPARD ESTATES PT 1
Legal Lot Number34
JurisdictionMADISON MS
Township / Civil Division4
Census Block Group2
Census Block2041
Census Tract30302

Owner

116 Estes St is owned by an individual who acquired it in January 2026.

Source: Madison County records, as of February 3, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 242, FLORA, MS 39071-0242
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 9, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF YAZOO CTY
Jan 9, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF YAZOO CTY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 27, 2026
Deed SaleJan 27, 2026
Prior SaleJan 27, 2026
Deed Document Number20261044875
Deed Book / Page4641 / 462
Prior Transfer DateJan 23, 2025
Prior Transfer Doc0001022954
Record UpdatedSep 20, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address116 ESTES ST, FLORA, MS 39071-9729
Document Number0000832026
Instrument DateJan 9, 2018
Transaction TypeMortgage
Record UpdatedJan 11, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 387 FLORA MS 390710387, FLORA, MS 39071-0387

Mortgage

Document Number0000832026
DateJan 23, 2018
Book Page003564/000410
Instrument832026
Lender
NameBANK OF YAZOO CTY
TypeBank
AddressYAZOO CITY, MS 39194
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueJan 22, 2023
Interest
Rate TypeAdjustable Rate

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address116 ESTES ST, FLORA, MS 39071-9729
Document Number0000833081
Instrument DateJan 9, 2018
Transaction TypeMortgage
Record UpdatedApr 10, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 387 FLORA MS 390710387, FLORA, MS 39071-0387

Mortgage

Document Number0000833081
DateFeb 9, 2018
Book Page003569/000677
Instrument833081
Lender
NameBANK OF YAZOO CTY
TypeBank
AddressYAZOO CITY, MS 39194
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueFeb 8, 2023
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 116 Estes St was $947.

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
MunicipalityFlora Town
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$947.00$7,754$51,690 Land $24,000 Building $27,690
2024$947.00
2023$947.00$7,754$51,690 Land $24,000 Building $27,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 116 Estes St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims3 (1984–2014)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 Estes St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF FLORA #1
serves 1,653 people · EPA ID MS0450008
Water SourceGroundwater
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
NETSPEEDMS
Fixed Wireless
499 / 285

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