Madison County property record for 103 Estes St, Flora, MS 39071
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,303 sqft · built 1968 |
| Lot Size | 0.315 acres (13,733 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $497 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jan 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051B-09C-028 |
| Primary APN | 051B-09C-028 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,303 sqft Adjusted Area |
| Gross Area | 1,134 sqft |
| 1st Floor Area | 1,134 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,733 sqft (0.315 acres) |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|
| Account Number | 458 |
|---|---|
| Street Address | 103 ESTES ST |
| City | FLORA |
| State | MS |
| Zip | 39071 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 SHEPPARD ESTATES |
| Legal Range | 01W |
| Legal Township | 08N |
| Legal Section | 09 |
| Legal Subdivision | SHEPPARD ESTATES PT 1 |
| Legal Lot Number | 6 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 30302 |
Source: Madison County assessment roll, as of November 7, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 242, FLORA, MS 39071-0242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 9, 2026 | Deed of Trust, Mortgage · Commercial Mortgage MISSISSIPPI HOME CORPORATION |
| Jan 9, 2026 | Warranty Deed, Transfer · Conventional Mortgage BANKPLUS |
| Sep 25, 2025 | Trustee's Deed, Foreclosure |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 27, 2026 |
| Deed Sale | Jan 27, 2026 |
| Prior Sale | Jan 27, 2026 |
| Deed Document Number | 20261044875 |
| Deed Book / Page | 4641 / 462 |
| Prior Transfer Date | Jan 23, 2026 |
| Prior Transfer Doc | 0001044874 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 103 ESTES ST, FLORA, MS 39071 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 103 ESTES ST, FLORA, MS 39071 |
| Document Number | 004636/750 |
|---|---|
| Date | Jan 9, 2026 |
| Book Page | 4636/750 |
| Instrument | 1043997 |
| Name | MISSISSIPPI HOME CORPORATION |
|---|---|
| Type | Government Agency |
| Address | JACKSON, MS 39201 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Jan 9, 2026 |
| Property Address | 103 ESTES ST, FLORA, MS 39071 |
| Document Number | 004636/732 |
| Book / Page | 4636 / 732 |
| Map Reference | CAB A SL 131 |
| Instrument Date | Jan 8, 2026 |
| Instrument | 1043995 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | P0 BOX 1115BOX, 1115BOX, BROOKHAVEN, MS 39602 |
| Name | Verified Name |
|---|---|
| Address | 103 ESTES ST, FLORA, MS 39071 |
| Document Number | 0001043996 |
|---|---|
| Date | Jan 9, 2026 |
| Instrument | 1043996 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Sep 25, 2025 |
| Property Address | 103 ESTES ST, FLORA, MS 39071 |
| Document Number | 004601/245 |
| Book / Page | 4601 / 245 |
| Map Reference | CAB A SL 131 |
| Instrument Date | Aug 18, 2025 |
| Instrument | 1035711 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 26, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1115, BROOKHAVEN, MS 39602-1115 |
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Flora Town |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $497.00 Homeowner's exemption | $6,083 (-) | $60,830 (-) Land $24,000 Building $36,830 |
| 2024 | $497.00 Homeowner's exemption | $6,083 (-) | $60,830 (-) Land $24,000 Building $36,830 |
| 2023 | $497.00 Homeowner's exemption | $6,083 | $60,830 Land $24,000 Building $36,830 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 3 (1984–2014) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF FLORA #1 serves 1,653 people · EPA ID MS0450008 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Telapex Fiber | 8,000 / 8,000 |
| Ozborn Communications Fixed Wireless | 499 / 285 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures