Loudoun County property record for 116 Elm Tree Ln, Sterling, VA 20164
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,463 sqft · built 1979 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $725,000 (Apr 2025) |
| Tax Bill | $5,477 (2026) |
| Deeds & Mortgages | Jun 2020 Sale & Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 014-15-6603-000 |
| Primary APN | 014-15-6603-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,463 sqft Living Area |
| 1st Floor Area | 773 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 567 sqft |
| Deck Area | Deck Area |
|---|---|
| Patio Area | 890 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 116 ELM TREE LN |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20164-2406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | OAK TREE SUB DIV SEC.3 LOT 44 1392--1884 |
| Legal Subdivision | OAK TREE SUB DIV |
| Legal Block | 3 |
| Legal Lot Number | 44 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | STERLING |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 611300 |
116 Elm Tree Ln is owned and occupied by two individuals who bought it in April 2025.
Source: Loudoun County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 116 ELM TREE LN, STERLING, VA 20164-2406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 12, 2020 | Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MTG |
| Jul 21, 2017 | Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2025 · Amount on File |
| Deed Sale | Apr 24, 2025 · Amount on File |
| Prior Sale | Jun 12, 2020 · Amount on File |
| Deed Document Number | 202517959 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Jun 12, 2020 |
| Property Address | 116 ELM TREE LN, STERLING, VA 20164-2406 |
| Document Number | 20200612044337 |
| Instrument Date | Jun 5, 2020 |
| Instrument | 44337 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 116 ELM TREE LN STERLING VA 201642406, STERLING, VA 20164-2406 |
| Document Number | 20200612044338 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 44338 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 11, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Jul 21, 2017 |
| Property Address | 116 ELM TREE LN, STERLING, VA 20164-2406 |
| Document Number | 20170721044815 |
| Instrument Date | Jul 20, 2017 |
| Instrument | 44815 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $443.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 116 ELM TREE LN STERLING VA 201642406, STERLING, VA 20164-2406 |
| Document Number | 20170721044816 |
|---|---|
| Date | Jul 21, 2017 |
| Instrument | 44816 |
| Name | BROKER SOLUTIONS |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 20, 2047 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 116 Elm Tree Ln was $5,477.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,477.00 | $680,410 Land $234,100 Building $446,310 | $680,410 Land $234,100 Building $446,310 |
| 2023 | $5,131.00 | $586,410 Land $224,100 Building $362,310 | $586,410 Land $224,100 Building $362,310 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 116 Elm Tree Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 116 Elm Tree Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.5% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures