112 Elm Tree Ln, Sterling, VA 20164 Property Records

Loudoun County property record for 112 Elm Tree Ln, Sterling, VA 20164

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,024 sqft · built 1979
Lot Size0.23 acres (10,018 sqft)
OwnerIndividual Name on File
Last Sale$395,000 (Jul 2014)
Tax Bill$3,265 (2026)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN014-15-4904-000

Property Details

APN / Parcel Number

Primary APN014-15-4904-000
Alternative APN
  • 81/3/46

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area3,024 sqft Living Area
1st Floor Area773 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 2000
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,018 sqft (0.23 acres)
Garage TypeAttached
Garage Area567 sqft

Exterior Amenities

Deck AreaDeck Area
Patio Area345 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address112 ELM TREE LN
CitySTERLING
StateVA
Zip20164-2406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionOAK TREE SUB DIV SEC.3 LOT 46 200904210024155 828--30
Legal SubdivisionOAK TREE SUB DIV
Legal Block3
Legal Lot Number46
JurisdictionLOUDOUN VA
Township / Civil DivisionSTERLING
Census Block Group3
Census Block3000
Census Tract611300

Owner

112 Elm Tree Ln is owned and occupied by an individual who bought it in July 2014.

Source: Loudoun County records, as of September 21, 2026

Owner of RecordIndividual Name on File
Mailing Address112 ELM TREE LN, STERLING, VA 20164-2406
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 9, 2014 · Amount on File
Deed SaleJul 9, 2014 · Amount on File
Deed Document Number201437366
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address112 ELM TREE LN, STERLING, VA 20164-2406
Document Number20201019097862
Instrument DateOct 13, 2020
Transaction TypeMortgage
Record UpdatedNov 17, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address112 ELM TREE LN STERLING VA 201642406, STERLING, VA 20164-2406

Mortgage

Document Number20201019097862
DateOct 19, 2020
Instrument97862
Lender
NameTODAYS MTG
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 18, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 112 Elm Tree Ln was $3,265.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,265.00$405,670 Land $234,400 Building $171,270$405,670 Land $234,400 Building $171,270
2023$3,187.00$364,290 Land $224,400 Building $139,890$364,290 Land $224,400 Building $139,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 Elm Tree Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 Elm Tree Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.5% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000

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