Okaloosa County property record for 116 Elderberry Ln, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,567 sqft · built 1998 |
| Lot Size | 0.172 acres (7,511 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,100 (Mar 2021) |
| Tax Bill | $4,158 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Dec 2020 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-592-1437-9 |
| Primary APN | C56-000-592-1437-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,567 sqft Living Area |
| Gross Area | 2,269 sqft |
| 1st Floor Area | 1,567 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 7,511 sqft (0.172 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 200 sqft |
| Patio Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 116 ELDERBERRY LN |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-1266 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CEDAR RIDGE PH 14 LOT 16 |
| Legal Range | 22W |
| Legal Township | 01S |
| Legal Section | 05 |
| Legal Subdivision | CEDAR RIDGE |
| Legal Phase | 14 |
| Legal Block | 28 |
| Legal Lot Number | 16 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21101 |
Source: Okaloosa County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 116 ELDERBERRY LN, NICEVILLE, FL 32578-1266 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2021 | Special Warranty Deed, Transfer · FHA Mortgage CERTAINTY HOME LOANS LLC |
| Dec 2, 2020 | Deed in Lieu of Foreclosure, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2021 · Amount on Record |
| Deed Sale | Mar 24, 2021 · Amount on Record |
| Prior Sale | Dec 2, 2020 |
| Deed Document Number | 20213440853 |
| Deed Book / Page | 3534 / 3627 |
| Prior Transfer Date | Sep 27, 2011 |
| Prior Transfer Doc | 0030030295 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 24, 2021 |
| Property Address | 116 ELDERBERRY LN, NICEVILLE, FL 32578-1266 |
| Document Number | 0035343627 |
| Book / Page | 3534 / 3627 |
| Map Reference | MB 17 PG 56 |
| Instrument Date | Mar 12, 2021 |
| Instrument | 3440853 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | OLD SOUTH LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,925.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40 MARIETTA ST NW, 40, ATLANTA, GA 30303-2812 |
| Name | Verified Name |
|---|---|
| Address | 116 ELDERBERRY LN, NICEVILLE, FL 32578-1266 |
| Investor | Possibly a Property Investor |
| Document Number | 0035343629 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | 3534/3629 |
| Name | CERTAINTY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Dec 2, 2020 |
| Property Address | 116 ELDERBERRY LN, NICEVILLE, FL 32578-1266 |
| Document Number | 0035091430 |
| Book / Page | 003509 / 001430 |
| Instrument Date | Oct 27, 2020 |
| Instrument | 3411615 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2401 NW 23RD ST #1A1 OKLAHOMA CITY OK 731072448, 1A1, OKLAHOMA CITY, OK 73107-2448 |
| Investor | Possibly a Property Investor |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Niceville City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,158.00 (-12.33%) Homeowner's exemption | $343,545 (-3.45%) Land $80,488 Building $263,057 | $343,545 (-3.45%) Land $80,488 Building $263,057 |
| 2023 | $4,743.00 (+7.67%) | $355,832 (+6.11%) Land $65,106 Building $290,726 | $355,832 (+6.11%) Land $65,106 Building $290,726 |
| 2022 | $4,405.00 | $335,342 Land $62,006 Building $273,336 | $335,342 Land $62,006 Building $273,336 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures