Okaloosa County property record for 112 Elderberry Ln, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,680 sqft · built 1999 |
| Lot Size | 0.295 acres (12,828 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $399,000 (Jun 2022) |
| Tax Bill | $3,207 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Jul 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-592-1433-8 |
| Primary APN | C56-000-592-1433-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| Gross Area | 2,454 sqft |
| 1st Floor Area | 1,680 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 12,828 sqft (0.295 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Porch | Florida Room |
| Porch Area | 200 sqft |
| Patio Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 112 ELDERBERRY LN |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-1266 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CEDAR RIDGE PH 14 LOT 12 |
| Legal Range | 22W |
| Legal Township | 01S |
| Legal Section | 05 |
| Legal Subdivision | CEDAR RIDGE |
| Legal Phase | 14 |
| Legal Block | 28 |
| Legal Lot Number | 12 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21101 |
Source: Okaloosa County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 112 ELDERBERRY LN, NICEVILLE, FL 32578-1266 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 10, 2022 | Warranty Deed, Transfer · VA Mortgage ARMED FORCES BANK NA |
| Jul 15, 2019 | Grant Deed, Transfer · VA Mortgage VETERANS ADMN |
| Feb 12, 2019 | Grant Deed, Foreclosure ATTORNEY ONLY |
| Jan 16, 2019 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2022 · Amount on Record |
| Deed Sale | Jun 10, 2022 · Amount on Record |
| Prior Sale | Jul 15, 2019 · Amount on Record |
| Deed Document Number | 20223556622 |
| Deed Book / Page | 3627 / 81 |
| Prior Transfer Date | Feb 14, 2000 |
| Prior Transfer Doc | 0001753393 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 10, 2022 |
| Property Address | 112 ELDERBERRY LN, NICEVILLE, FL 32578-1266 |
| Document Number | 0036270081 |
| Book / Page | 3627 / 81 |
| Map Reference | MB 17 PG 56 |
| Instrument Date | Jun 9, 2022 |
| Instrument | 3556622 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | CHAMPIONSHIP TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,793.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 522 COMANCHE DR, COLORADO SPRINGS, CO 80905-2014 |
| Name | Verified Name |
|---|---|
| Address | 112 ELDERBERRY LN, NICEVILLE, FL 32578-1266 |
| Document Number | 0036270083 |
|---|---|
| Date | Jun 10, 2022 |
| Book Page | 3627/83 |
| Instrument | 3556623 |
| Name | ARMED FORCES BANK NA |
|---|---|
| Type | Bank |
| Address | OVERLAND PARK, KS 66210 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 15, 2019 |
| Property Address | 112 ELDERBERRY LN, NICEVILLE, FL 32578-1266 |
| Document Number | 0034084266 |
| Book / Page | 003408 / 004266 |
| Instrument Date | Jun 19, 2019 |
| Instrument | 3291096 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,764.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 308 N 28TH ST #112 RICHMOND VA 23223, 112, RICHMOND, VA 23223 |
| Document Number | 34084268 |
|---|---|
| Date | Jul 15, 2019 |
| Book Page | 003408/004268 |
| Instrument | 3291097 |
| Name | VETERANS ADMN |
|---|---|
| Address | 810 VERMONT AVE NW # 26, WASHINGTON, DC 20420-0001 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 14, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Feb 12, 2019 |
| Property Address | 112 ELDERBERRY LN, NICEVILLE, FL 32578-1266 |
| Document Number | 0033844310 |
| Book / Page | 003384 / 004310 |
| Instrument Date | Jan 24, 2019 |
| Instrument | 3258316 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jan 16, 2019 |
| Property Address | 112 ELDERBERRY LN, NICEVILLE, FL 32578-1266 |
| Document Number | 0033814969 |
| Book / Page | 003381 / 004969 |
| Instrument Date | Dec 31, 2018 |
| Instrument | 3253822 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 29, 2019 |
| Amount | Amount Recorded |
|---|---|
| Tax | $490.70 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 5024 PARKWAY PLAZA BLVD CHARLOTTE NC 282171962, CHARLOTTE, NC 28217-1962 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Niceville City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,207.00 (-28.76%) Homeowner's exemption Veteran's exemption | $366,151 (-3%) Land $88,536 Building $277,615 | $366,151 (-3%) Land $88,536 Building $277,615 |
| 2023 | $4,502.00 (+41.22%) Homeowner's exemption | $377,461 (+33.82%) Land $71,617 Building $305,844 | $377,461 (+6.24%) Land $71,617 Building $305,844 |
| 2022 | $3,188.00 Homeowner's exemption | $282,076 | $355,276 Land $68,207 Building $287,069 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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