116 E Stephenson St, Frost, TX 76641 Property Records

Navarro County property record for 116 E Stephenson St, Frost, TX 76641

Property Summary

Property TypeMisc Structure / Fixture
Details3,558 sqft · built 2000
Lot Size8 acres (348,480 sqft)
Owner2 Individual Names on Record
Last Sale$338,000 (Feb 2021)
Tax Bill$8,383 (2026)
Deeds & MortgagesAug 2023 Second Mortgage
Feb 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN58438

Property Details

APN / Parcel Number

Primary APN58438
Alternative APN
  • S0400.00.00000.018.00.0

Interior

Stories1 Story
Building Area3,558 sqft Total Area
1st Floor Area3,558 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2001
Lot Area348,480 sqft (8 acres)
Garage Area780 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area1,130 sqft

Location & Zoning

Account NumberS0400.00.00000.018.00.0
Street Address116 E STEPHENSON ST
CityFROST
StateTX
Zip76641-3403
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Misc Structure / Fixture
Legal DescriptionS0400 SOUTH SIDE LOT 18 THRU 25 & 28 THRU 40 8.0 ACRES
Legal SubdivisionSOUTH SIDE
Legal Lot Number18-25
JurisdictionNAVARRO TX
Township / Civil DivisionBLOOMING GROVE
Census Block Group1
Census Block1077
Census Tract970400

Owner

Source: Navarro County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address116 E STEPHENSON ST, FROST, TX 76641-3403
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPRING EQ LLC
Feb 3, 2021Vendor's Lien, Transfer · Conventional Mortgage
FIRST HOME BANK
Feb 3, 2021Vendor's Lien, Transfer
OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 3, 2021 · Amount on Record
Deed SaleFeb 3, 2021 · Amount on Record
Deed Document Number20211149
Prior Transfer DateJan 25, 2021
Prior Transfer Doc2021001149
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNAVARRO TX
Property Address116 E STEPHENSON ST, FROST, TX 76641-3403
Transaction TypeMortgage
Record UpdatedMay 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023008131
DateAug 30, 2023
Instrument2023-008131
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressCONSHOHOCKEN, PA 19428
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

February 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionNAVARRO TX
Recording DateFeb 3, 2021
Property Address116 E STEPHENSON ST, FROST, TX 76641-3403
Document Number202100001149
Map ReferenceVOL 202 PG 2
Instrument DateJan 25, 2021
Instrument2021-00001149
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1313 FORT COLLINS DR, 1313, WOODWAY, TX 76712-8844

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 E STEPHENSON ST, FROST, TX 76641-3403

Mortgage

Document Number202100001150
DateFeb 3, 2021
Instrument2021-00001150
Lender
NameFIRST HOME BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

February 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionNAVARRO TX
Recording DateFeb 3, 2021
Property Address116 E STEPHENSON ST, FROST, TX 76641-3403
Document Number2021001149
Map ReferenceVOL 202 PG 2
Instrument DateJan 25, 2021
Instrument2021-001149
Transaction TypeTransfer
Record UpdatedMay 19, 2026
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1313 FORT COLLINS DR, WOODWAY, TX 76712-8844

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 E STEPHENSON ST, FROST, TX 76641-3403

Tax Assessment & Valuation

Source: Navarro County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityFrost City
CountyNavarro County
Unified School DistrictFrost Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,383.00 (+21.9%)$502,496 (+53.59%) Land $138,936 Building $363,560$502,496 (+16.78%) Land $138,936 Building $363,560
2025$6,877.00 (+3.38%)$327,160 (+9.45%) Land $35,200 Building $291,960$430,280 (+17.17%) Land $138,320 Building $291,960
2024$6,652.00 (+11.99%)
2023$298,920$367,230 Land $92,080 Building $275,150
2022$5,940.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · above 43% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FROST
serves 759 people · EPA ID TX1750004
Water SourcePurchased surface water from CITY OF CORSICANA PWS
Last State InspectionJun 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2021
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rise Broadband
Fiber
1,000 / 200
Nextlink
Fixed Wireless
100 / 20
Windstream
DSL
100 / 20

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