Navarro County property record for 116 E Stephenson St, Frost, TX 76641
| Property Type | Misc Structure / Fixture |
|---|---|
| Details | 3,558 sqft · built 2000 |
| Lot Size | 8 acres (348,480 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $338,000 (Feb 2021) |
| Tax Bill | $8,383 (2026) |
| Deeds & Mortgages | Aug 2023 Second Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 58438 |
| Primary APN | 58438 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,558 sqft Total Area |
| 1st Floor Area | 3,558 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 348,480 sqft (8 acres) |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 1,130 sqft |
| Account Number | S0400.00.00000.018.00.0 |
|---|---|
| Street Address | 116 E STEPHENSON ST |
| City | FROST |
| State | TX |
| Zip | 76641-3403 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Misc Structure / Fixture |
| Legal Description | S0400 SOUTH SIDE LOT 18 THRU 25 & 28 THRU 40 8.0 ACRES |
| Legal Subdivision | SOUTH SIDE |
| Legal Lot Number | 18-25 |
| Jurisdiction | NAVARRO TX |
| Township / Civil Division | BLOOMING GROVE |
| Census Block Group | 1 |
| Census Block | 1077 |
| Census Tract | 970400 |
Source: Navarro County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 116 E STEPHENSON ST, FROST, TX 76641-3403 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Feb 3, 2021 | Vendor's Lien, Transfer · Conventional Mortgage FIRST HOME BANK |
| Feb 3, 2021 | Vendor's Lien, Transfer OLD REPUBLIC TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 3, 2021 · Amount on Record |
| Deed Sale | Feb 3, 2021 · Amount on Record |
| Deed Document Number | 20211149 |
| Prior Transfer Date | Jan 25, 2021 |
| Prior Transfer Doc | 2021001149 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAVARRO TX |
| Property Address | 116 E STEPHENSON ST, FROST, TX 76641-3403 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2023008131 |
|---|---|
| Date | Aug 30, 2023 |
| Instrument | 2023-008131 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | NAVARRO TX |
| Recording Date | Feb 3, 2021 |
| Property Address | 116 E STEPHENSON ST, FROST, TX 76641-3403 |
| Document Number | 202100001149 |
| Map Reference | VOL 202 PG 2 |
| Instrument Date | Jan 25, 2021 |
| Instrument | 2021-00001149 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1313 FORT COLLINS DR, 1313, WOODWAY, TX 76712-8844 |
| Name | Verified Name |
|---|---|
| Address | 116 E STEPHENSON ST, FROST, TX 76641-3403 |
| Document Number | 202100001150 |
|---|---|
| Date | Feb 3, 2021 |
| Instrument | 2021-00001150 |
| Name | FIRST HOME BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | NAVARRO TX |
| Recording Date | Feb 3, 2021 |
| Property Address | 116 E STEPHENSON ST, FROST, TX 76641-3403 |
| Document Number | 2021001149 |
| Map Reference | VOL 202 PG 2 |
| Instrument Date | Jan 25, 2021 |
| Instrument | 2021-001149 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1313 FORT COLLINS DR, WOODWAY, TX 76712-8844 |
| Name | Verified Name |
|---|---|
| Address | 116 E STEPHENSON ST, FROST, TX 76641-3403 |
Source: Navarro County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Frost City |
| County | Navarro County |
| Unified School District | Frost Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,383.00 (+21.9%) | $502,496 (+53.59%) Land $138,936 Building $363,560 | $502,496 (+16.78%) Land $138,936 Building $363,560 |
| 2025 | $6,877.00 (+3.38%) | $327,160 (+9.45%) Land $35,200 Building $291,960 | $430,280 (+17.17%) Land $138,320 Building $291,960 |
| 2024 | $6,652.00 (+11.99%) | ||
| 2023 | $298,920 | $367,230 Land $92,080 Building $275,150 | |
| 2022 | $5,940.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 43% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FROST serves 759 people · EPA ID TX1750004 |
|---|---|
| Water Source | Purchased surface water from CITY OF CORSICANA PWS |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Rise Broadband Fiber | 1,000 / 200 |
| Nextlink Fixed Wireless | 100 / 20 |
| Windstream DSL | 100 / 20 |
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