116 E St SW, Ephrata, WA 98823 Property Records

Grant County property record for 116 E St SW, Ephrata, WA 98823

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 931 sqft · built 1948
Lot Size	0.151 acres (6,600 sqft)
Owner	Individual Name on File
Last Sale	$98,000 (Oct 2014)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone AO (high risk)
APN	`HALL4680B`

Property Details

APN / Parcel Number

Primary APN	`HALL4680B`
Alternative APN	`13 0805 000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	931 sqft Total Area
Gross Area	1,862 sqft
1st Floor Area	931 sqft
Basement Area	931 sqft
Finished Basement	931 sqft

Exterior

Year Built	Built 1948
Architectural Style	Other
Foundation Type	Concrete
Lot Area	6,600 sqft
Lot Dimensions	120 ft deep x 55 ft wide
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	HALL4680B
Old Parcel Number	13 0805 000
Street Address	116 E ST SW
City	EPHRATA
State	WA
Zip	98823-1827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLOCK 5 HARVILLS 2ND ADD
Legal Range	26
Legal Township	21
Legal Section	16
Legal Subdivision	HARVILLS 2ND ADD
Legal Block	5
Legal Lot Number	8
Jurisdiction	GRANT WA
Township / Civil Division	EPHRATA-SOAP LAKE
Census Block Group	2
Census Block	2028
Census Tract	10401

Owner

116 E St SW is owned and occupied by an individual who acquired it in May 2018.

Source: Grant County records, as of March 28, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	116 E ST SW, EPHRATA, WA 98823-1827
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
May 18, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage GRANCO FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2014 · Amount on File
Deed Sale	Oct 15, 2014 · Amount on File
Prior Sale	Oct 15, 2014
Deed Document Number	0001338972
Last Transfer Date	May 18, 2018
Transfer Doc	0001393990
Record Updated	Jun 7, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANT WA
Property Address	116 E ST SW, EPHRATA, WA 98823-1827
Transaction Type	Mortgage
Record Updated	Oct 27, 2023
Title Company	STEWART TITLE MISSOULA, STEWART TITLE MOSES LAKE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001469855
Date	Apr 11, 2022
Instrument	1469855

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANT WA
Property Address	116 E ST SW, EPHRATA, WA 98823-1827
Transaction Type	Mortgage
Record Updated	Oct 27, 2023
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001444494
Date	Mar 1, 2021
Instrument	1444494

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2036

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRANT WA
Recording Date	May 18, 2018
Property Address	116 E ST SW, EPHRATA, WA 98823-1827
Document Number	0001393990
Map Reference	VOL2 PG95
Instrument Date	May 14, 2018
Instrument	1393990
Transaction Type	Transfer
Record Updated	Jul 9, 2021
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 E ST SW, EPHRATA, WA 98823-1827

Mortgage

Document Number	0001393991
Date	May 18, 2018
Instrument	1393991

Lender

Name	GRANCO FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 22, 2038

Tax Assessment & Valuation

Source: Grant County assessment roll, as of May 31, 2023

Property Jurisdictions

Type	Name
State	Washington
County	Grant County
Municipality	Ephrata City
Unified School District	Ephrata School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$167,431 (+15.89%) Land $20,000 Building $147,431	$167,431 (+15.89%) Land $20,000 Building $147,431
2022	$144,480 Land $20,000 Building $124,480	$144,480 Land $20,000 Building $124,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 116 E St SW in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 115 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	115 in force
Nearby Flood Claims	2 (2025–2026)
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 E St SW is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 42% of Washington
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPHRATA WATER DEPARTMENT serves 8,718 people · EPA ID WA5323650
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Fiber · Cable	1,000 / 1,000
Grant PUD Fiber	1,000 / 1,000

May also be available: Verizon, Ziply Fiber.

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