106 E St SW, Ephrata, WA 98823 Property Records

Grant County property record for 106 E St SW, Ephrata, WA 98823

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,796 sqft · built 1954
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Jul 2021)
Deeds & Mortgages	Jul 2021 Sale & Mortgage May 2017 Sale
Flood Zone	Zone AO (high risk)
APN	`TORO9501B`

Property Details

APN / Parcel Number

Primary APN	`TORO9501B`
Alternative APN	`13 0804 000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,796 sqft Total Area
1st Floor Area	1,796 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Architectural Style	Other
Foundation Type	Concrete
Lot Area	7,200 sqft
Lot Dimensions	120 ft deep x 60 ft wide
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	TORO9501B
Old Parcel Number	13 0804 000
Street Address	106 E ST SW
City	EPHRATA
State	WA
Zip	98823-1827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLOCK 5 HARVILLS 2ND ADD
Legal Range	26
Legal Township	21
Legal Section	16
Legal Subdivision	HARVILLS 2ND ADD
Legal Block	5
Legal Lot Number	7
Jurisdiction	GRANT WA
Township / Civil Division	EPHRATA-SOAP LAKE
Census Block Group	2
Census Block	2028
Census Tract	10401

Owner

106 E St SW is owned and occupied by an individual who bought it in July 2021.

Source: Grant County records, as of March 28, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	106 E ST SW, EPHRATA, WA 98823-1827
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
May 22, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2021 · Amount on File
Deed Sale	Jul 20, 2021 · Amount on File
Prior Sale	Jan 17, 2020
Deed Document Number	1454182
Record Updated	Jun 7, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANT WA
Recording Date	Jul 20, 2021
Property Address	106 E ST SW, EPHRATA, WA 98823-1827
Document Number	0001454182
Map Reference	VOL 2 PG 95
Instrument Date	Jul 16, 2021
Instrument	1454182
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,805.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 E ST SW, EPHRATA, WA 98823-1827

Mortgage

Document Number	0001454183
Date	Jul 20, 2021
Instrument	1454183

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GRANT WA
Recording Date	May 22, 2017
Property Address	106 E ST SW, EPHRATA, WA 98823-1827
Document Number	0001378459
Instrument Date	May 19, 2017
Instrument	1378459
Transaction Type	Transfer
Record Updated	Jun 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	106 E ST SW EPHRATA WA 988231827, EPHRATA, WA 98823-1827

Tax Assessment & Valuation

Source: Grant County assessment roll, as of May 31, 2023

Property Jurisdictions

Type	Name
State	Washington
County	Grant County
Municipality	Ephrata City
Unified School District	Ephrata School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$263,663 (+8.86%) Land $20,000 Building $243,663	$263,663 (+8.86%) Land $20,000 Building $243,663
2022	$242,200 Land $20,000 Building $222,200	$242,200 Land $20,000 Building $222,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 E St SW in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 115 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	115 in force
Nearby Flood Claims	2 (2025–2026)
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 E St SW is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 42% of Washington
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPHRATA WATER DEPARTMENT serves 8,718 people · EPA ID WA5323650
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Fiber · Cable	1,000 / 1,000
Grant PUD Fiber	1,000 / 1,000

May also be available: Verizon, Ziply Fiber.

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