Cleveland County property record for 116 E Debbie Dr, Shelby, NC 28150
| Property Type | Single Family Home |
|---|---|
| Details | 2,675 sqft · built 2007 |
| Lot Size | 1.06 acres (46,200 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,518 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25582 |
| Primary APN | 25582 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 2,675 sqft Finished Area |
| Basement Area | 1,002 sqft |
| Unfinished Basement | 1,002 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Lot Area | 46,200 sqft (1.06 acres) |
| Lot Dimensions | 231 ft deep x 200 ft wide |
| Garage Type | Mixed |
| Garage Area | 3,156 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 900 sqft |
| Porch | Slab |
| Porch Area | 99 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1258039 |
|---|---|
| Street Address | 116 E DEBBIE DR |
| City | SHELBY |
| State | NC |
| Zip | 28150-9768 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA1 |
| Legal Description | #22,#23PB13-100 SILO AC |
| Legal Subdivision | SILO ACRES S/D |
| Legal Block | 8 |
| Legal Lot Number | 11 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 950701 |
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 116 E DEBBIE DR, SHELBY, NC 28150-9768 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 13, 2009 |
| Transfer Doc | 0015721280 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 116 E DEBBIE DR, SHELBY, NC 28150-9768 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0018592739 |
|---|---|
| Date | Dec 13, 2021 |
| Book Page | 1859/2739 |
| Instrument | 200065607 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,518.00 (+1.3%) | $702,491 (-) Land $47,460 Building $655,031 | $702,491 (-) Land $47,460 Building $655,031 |
| 2025 | $4,460.00 | $702,491 (+39.74%) Land $47,460 Building $655,031 | $702,491 (+39.74%) Land $47,460 Building $655,031 |
| 2023 | $502,700 Land $40,680 Building $462,020 | $502,700 Land $40,680 Building $462,020 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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