111 E Debbie Dr, Shelby, NC 28150 Property Records

Cleveland County property record for 111 E Debbie Dr, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	1,536 sqft · built 1978
Lot Size	1.02 acres (44,861 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (May 2021)
Tax Bill	$3,485 (2026)
Deeds & Mortgages	May 2019 Sale & Mortgage May 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`55025`

Property Details

APN / Parcel Number

Primary APN	`55025`
Alternative APN	`1339745`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,536 sqft Finished Area
Basement Area	1,541 sqft
Finished Basement	1,264 sqft
Unfinished Basement	277 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2008
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Material	Metal
Lot Area	44,861 sqft (1.02 acres)
Garage Type	Carport
Garage Area	528 sqft
Carport	Carport
Carport Area	528 sqft
Parking Spaces	2 Parking Spaces
Pool Area	680 sqft
Deck Area	25 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1339745
Street Address	111 E DEBBIE DR
City	SHELBY
State	NC
Zip	28150-9785
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	PT#4,#5PB13-100 SILO AC
Legal Subdivision	SILO ACRES S/D
Legal Block	8
Legal Lot Number	38
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1001
Census Tract	950701

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	111 E DEBBIE DR, SHELBY, NC 28150-9785
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2019	Grant Deed, Transfer · Conventional with PMI BANK OF AMERICA
May 22, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2021 · Amount on Record
Deed Sale	May 13, 2021 · Amount on Record
Prior Sale	May 23, 2019 · Amount on Record
Deed Document Number	2021200055147
Deed Book / Page	1840 / 2595
Record Updated	Oct 29, 2026

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLEVELAND NC
Recording Date	May 23, 2019
Property Address	111 E DEBBIE DR, SHELBY, NC 28150-9785
Document Number	0017920387
Book / Page	001792 / 000387
Instrument Date	May 3, 2019
Instrument	26549
Transaction Type	Transfer
Record Updated	Jun 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 E DEBBIE DR SHELBY NC 281509785, SHELBY, NC 28150-9785

Mortgage

Document Number	17920390
Date	May 23, 2019
Book Page	001792/000390
Instrument	26550

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	May 22, 2019
Property Address	111 E DEBBIE DR, SHELBY, NC 28150-9785
Document Number	0017920375
Book / Page	001792 / 000375
Instrument Date	Apr 9, 2019
Instrument	26544
Transaction Type	Transfer
Record Updated	Jun 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$860.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14841 DALLAS PKWY #950 DALLAS TX 752548074, 950, DALLAS, TX 75254-8074
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,485.00 (+0.96%)	$543,755 (-) Land $113,400 Building $430,355	$543,755 (-) Land $113,400 Building $430,355
2025	$3,452.00	$543,755 (+23.92%) Land $113,400 Building $430,355	$543,755 (+23.92%) Land $113,400 Building $430,355
2023		$438,791 Land $168,000 Building $270,791	$438,791 Land $168,000 Building $270,791

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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