116 E Bay View Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 116 E Bay View Dr, Annapolis, MD 21403 · Last verified September 2023

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,117 sqft · built 1985
Lot Size	0.401 acres (17,500 sqft)
Owner	Individual Name on File
Last Sale	$268,000 (Jul 1999)
Tax Bill	$5,474 (2023)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-412-90042038`

Property Details

APN / Parcel Number

Primary APN	`02-412-90042038`
Alternative APNs	`241290042038` `41290042038`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,117 sqft Total Area
1st Floor Area	1,450 sqft
Utility Area	40 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	17,500 sqft (0.401 acres)
View / Lot	Water
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	77 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	41290042038
Old Parcel Number	241290042038
Street Address	116 E BAY VIEW DR
City	ANNAPOLIS
State	MD
Zip	21403-4102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 10 BK B SC 1 116 E BAY VIEW DR HILLSMERE ESTATES
Legal Section	1
Legal Subdivision	HILLSMERE ESTATES
Legal Block	B
Legal Lot Number	10
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	3
Census Block	3002
Census Tract	702601

Owner

Source: Anne Arundel County records · APN 02-412-90042038

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	116 E BAY VIEW DR, ANNAPOLIS, MD 21403-4102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 21, 1999 · Amount on Record
Deed Sale	Jul 21, 1999 · Amount on Record
Deed Document Number	010017
Deed Book / Page	09332 / 00207
Record Updated	Jun 07, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	116 E BAY VIEW DR, ANNAPOLIS, MD 21403-4102
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 E BAY VIEW DR, ANNAPOLIS, MD 21403-4102

Mortgage

Document Number	0352200316
Date	Sep 15, 2020
Book Page	35220/316

Lender

Name	FINANCIAL FREEDOM MORTGAGE LLC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,474.00 Homeowner's exemption	$724,800 Land $384,700 Building $340,100	$724,800 Land $384,700 Building $340,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037026013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Cost	Premium on Record median of 62 individual NFIP policies nearby
Nearby Flood Policies	62 in force
Nearby Flood Claims	6 (1999–2018)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2018, other causes
Claims By Storm	Hurricane Isabel, Sep 2003 · 3 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 345 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fiber	980 / 880

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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