114 E Bay View Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 114 E Bay View Dr, Annapolis, MD 21403 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,276 sqft · built 2023
Lot Size	0.402 acres (17,500 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Nov 2021)
Tax Bill	$7,912 (2024)
Deeds & Mortgages	Nov 2021 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`02-412-00096010`

Property Details

APN / Parcel Number

Primary APN	`02-412-00096010`
Alternative APNs	`2-412-00096010` `41200096010`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,276 sqft Living Area
Gross Area	2,676 sqft
1st Floor Area	1,028 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	17,500 sqft (0.402 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	41200096010
Street Address	114 E BAY VIEW DR
City	ANNAPOLIS
State	MD
Zip	21403-4102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 9 BK B SC 1 HILLSMERE ESTATES
Legal Subdivision	HILLSMERE ESTATES
Legal Block	B
Legal Lot Number	9
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	3
Census Block	3002
Census Tract	702601

Owner

Source: Anne Arundel County records · APN 02-412-00096010

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	114 E BAY VIEW DR, ANNAPOLIS, MD 21403-4102
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 22, 2021 · Amount on Record
Deed Sale	Nov 22, 2021 · Amount on Record
Prior Sale	Mar 09, 2006
Deed Book / Page	37956 / 1
Transfer Doc	0175730546
Record Updated	Jun 08, 2026

November 2021: Deed, Construction Loan

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Nov 22, 2021
Property Address	114 E BAY VIEW DR, ANNAPOLIS, MD 21403-4102
Document Number	0379560001
Book / Page	37956 / 1
Map Reference	MB 23 FO 14
Instrument Date	Nov 19, 2021
Transaction Type	Construction Loan
Record Updated	Sep 27, 2023
Title Company	QUIET TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$5,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1008 HYDE PARK DR, ANNAPOLIS, MD 21403-3510

Mortgage

Document Number	0000379564
Date	Nov 22, 2021
Instrument	37956/4

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Dec 01, 2036
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.5%
Index	1-Year CMT
Margin	3
Max Rate	7.5%

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$667,033 (+4.05%)	$680,000 (+6.07%) Land $297,200 Building $382,800
2024	$7,912.00 (+13.03%)
2023	$7,000.00	$641,100 Land $297,200 Building $343,900	$641,100 Land $297,200 Building $343,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037026013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Cost	Premium on Record median of 62 individual NFIP policies nearby
Nearby Flood Policies	62 in force
Nearby Flood Claims	6 (1999–2018)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2018, other causes
Claims By Storm	Hurricane Isabel, Sep 2003 · 3 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 345 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fiber	980 / 880

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.