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116 E Baldwin Rd, Panama City, FL 32405 Property Records

Bay County property record for 116 E Baldwin Rd, Panama City, FL 32405 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,482 sqft · built 1974
Lot Size1.67 acres (72,745 sqft)
Owner2 Individual Names on File
Tax Bill$2,185 (2025)
Deeds & MortgagesAug 2020 Transfer
Flood ZoneZone X (minimal risk)
APN12856-040-000

Property Details

APN / Parcel Number

Primary APN12856-040-000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,482 sqft Living Area
Gross Area4,406 sqft
1st Floor Area2,970 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1994
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area72,745 sqft (1.67 acres)
Lot Dimensions214 ft deep x 340 ft wide
Garage TypeAttached
Garage Area924 sqft
DrivewayDriveway
PorchSlab
Porch Area536 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address116 E BALDWIN RD
CityPANAMA CITY
StateFL
Zip32405-4204
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description28 3S 14W -2.1- MAP 104B BEG 84.9 S OF NW COR TH S 245.10 SELY 336.83 N 183.68 NWLY 343.51 ALG BALDWIN ROAD TO POB ORB 4284 P 1830
Legal Range14W
Legal Township03S
Legal Section28
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1001
Census Tract1502

Owner

Source: Bay County records · APN 12856-040-000

Assessment roll updated January 5, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address116 E BALDWIN RD, PANAMA CITY, FL 32405-4204
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateJul 30, 2020
Transfer Doc0042841830
Record UpdatedJun 08, 2026

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateAug 10, 2020
Property Address116 E BALDWIN RD, PANAMA CITY, FL 32405-4204
Document Number0042841830
Book / Page004284 / 001830
Instrument DateJul 30, 2020
Instrument52143
Transaction TypeTransfer
Record UpdatedAug 28, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address116 E BALDWIN RD PANAMA CITY FL 324054204, PANAMA CITY, FL 32405-4204

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,185.00 (+1.63%) Homeowner's exemption$216,245 (+5.99%)$496,200 (+14.08%) Land $230,043 Building $266,157
2024$2,150.00 (+2.14%)
2023$2,105.00 (+62.67%) Homeowner's exemption$204,030 (+39.04%)$434,968 (+34.95%) Land $180,774 Building $254,194
2022$1,294.00 Homeowner's exemption$146,747$322,316 Land $164,845 Building $157,471

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050015021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 176 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies176 in force
Nearby Flood Claims52 (1998–2025)
Claims Outside the SFHA24 of 52
Most Recent ClaimJul 2025, other causes
Claims By Storm
  • Hurricane Michael, Oct 2018 · 19 claims
  • Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Apr 2009 · 8 claims
  • Hurricane Georges, Sep 1998 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 262 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
WOW Internet, Cable & PhoneCable1,200 / 50
VerizonFixed Wireless1,000 / 75
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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