424 E Baldwin Rd, Panama City, FL 32405 Property Records

Bay County property record for 424 E Baldwin Rd, Panama City, FL 32405 · Last verified February 2026

Property Summary

Property Type	Religious, Church, Worship (Synagogue, Temple, Parsonage)
Details	37,436 sqft · built 1977
Lot Size	10.4 acres (455,202 sqft)
Owner	Company Name on File
Last Sale	$3,500,000 (Aug 2017)
Tax Bill	$1,260 (2024)
Deeds & Mortgages	Aug 2017 Foreclosure Aug 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`12858-010-000`

Property Details

APN / Parcel Number

Primary APN	`12858-010-000`

Interior

Total Rooms	36 Rooms
Stories	2 Stories
Building Area	37,436 sqft Total Area
1st Floor Area	26,453 sqft
2nd Floor Area	10,072 sqft
Interior Walls	Paneling

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2021
Exterior Material	Precast Concrete Panel
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	455,202 sqft (10.4 acres)

Exterior Amenities

Porch	Porch
Porch Area	100 sqft
Lawn Sprinklers	Lawn Sprinklers
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	424 E BALDWIN RD
City	PANAMA CITY
State	FL
Zip	32405-4271
Property Category	Other
Property Type	Other > Religious, Church, Worship (Synagogue, Temple, Parsonage)
Legal Description	28 3S 14W -2.6- MAP 104B ST A B DEV CO PLAT LOTS 22 & 27 ALSO THAT PART OF
Legal Range	14W
Legal Township	03S
Legal Section	28
Legal Subdivision	BALDWIN ROAD
Legal Lot Number	22,27 27
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1000
Census Tract	1502

Owner

Source: Bay County records · APN 12858-010-000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	424 E BALDWIN RD, PANAMA CITY, FL 32405-4271
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2017	Trustee's Deed, Foreclosure · Line of Credit FIRST NATIONAL BANK NORTHWEST FLORIDA
Aug 11, 2017	Affidavit of Death, Transfer OMEGA TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 11, 2017 · Amount on Record
Deed Sale	Aug 11, 2017 · Amount on Record
Prior Sale	Jul 26, 2013 · Amount on Record
Deed Document Number	2017045776
Deed Book / Page	3926 / 1942
Record Updated	Jun 08, 2026

August 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BAY FL
Recording Date	Aug 11, 2017
Property Address	424 E BALDWIN RD, PANAMA CITY, FL 32405-4271
Document Number	0039261942
Book / Page	3926 / 1942
Instrument Date	Aug 10, 2017
Instrument	2017045776
Transaction Type	Foreclosure
Record Updated	Dec 23, 2021
Title Company	OMEGA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1826 LISENBY AVE, 1826, PANAMA CITY, FL 32405-3713

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 E BALDWIN RD, PANAMA CITY, FL 32405-4271

Mortgage

Document Number	0039261944
Date	Aug 11, 2017
Book Page	3926/1944
Instrument	2017045777

Lender

Name	FIRST NATIONAL BANK NORTHWEST FLORIDA
Type	Bank
Address	PANAMA CITY, FL 32405

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 10, 2022

August 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	BAY FL
Recording Date	Aug 11, 2017
Property Address	424 E BALDWIN RD, PANAMA CITY, FL 32405-4271
Document Number	0039261940
Book / Page	003926 / 001940
Instrument Date	Aug 09, 2017
Instrument	45775
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	OMEGA TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	826 LISENBY AVE PANAMA CITY FL 32405, PANAMA CITY, FL 32405

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,101,743 (-0.66%) Land $1,254,000 Building $2,847,743	$4,101,743 (-0.66%) Land $1,254,000 Building $2,847,743
2024	$1,260.00 (+9.76%)
2023	$1,148.00 (+23.71%) Additional exemption filed	$4,129,095 (-0.06%) Land $1,254,000 Building $2,875,095	$4,129,095 (-0.06%) Land $1,254,000 Building $2,875,095
2022	$928.00 Additional exemption filed	$4,131,685 Land $1,254,000 Building $2,877,685	$4,131,685 Land $1,254,000 Building $2,877,685

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050015021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 176 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	176 in force
Nearby Flood Claims	52 (1998–2025)
Claims Outside the SFHA	24 of 52
Most Recent Claim	Jul 2025, other causes
Claims By Storm	Hurricane Michael, Oct 2018 · 19 claims Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Apr 2009 · 8 claims Hurricane Georges, Sep 1998 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 139 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
WOW Internet, Cable & Phone	Cable	1,200 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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