116 E 2nd St, Silver Grove, KY 41085 Property Records

Campbell County property record for 116 E 2nd St, Silver Grove, KY 41085

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 988 sqft · built 1926
Lot Size0.219 acres (9,583 sqft)
OwnerOwner Name on Record
Last Sale$76,000 (Oct 2014)
Tax Bill$1,401 (2025)
Deeds & MortgagesFeb 2019 Line of Credit
Flood ZoneZone AE (high risk)
APN999-99-27-515.00

Property Details

APN / Parcel Number

Primary APN999-99-27-515.00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area988 sqft Living Area

Exterior

Year BuiltBuilt 1926
Exterior MaterialCombination
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,583 sqft (0.219 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number9999927515.00
Street Address116 E 2ND ST
CitySILVER GROVE
StateKY
Zip41085-5003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT 579-580 SILVER SILVER GROVE L&B .22 ACRES
Legal SubdivisionSILVER GROVE TOWN OF
Legal Lot Number579
JurisdictionCAMPBELL KY
Township / Civil DivisionNEWPORT-FORT THOMAS
Census Block Group2
Census Block2015
Census Tract53100

Owner

Source: Campbell County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordOwner Name on Record
Mailing AddressPO BOX 541, SILVER GROVE, KY 41085-0541

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 23, 2014 · Amount on Record
Deed SaleOct 23, 2014 · Amount on Record
Deed Document Number0000312183
Deed Book / Page312 / 183
Last Transfer DateOct 27, 2014
Transfer Doc0005009602
Record UpdatedJun 8, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMPBELL KY
Property Address116 E 2ND ST, SILVER GROVE, KY 41085-5003
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 E 2ND ST, SILVER GROVE, KY 41085-5003

Mortgage

Document Number0005086891
DateFeb 5, 2019
Book PageM971/079
Instrument5086891
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJan 18, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyCampbell County
MunicipalitySilver Grove City
Unified School DistrictCampbell County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,401.00 (+10.31%)$117,600 (+11.05%) Land $30,000 Building $87,600$117,600 (+11.05%) Land $30,000 Building $87,600
2023$1,270.00 (-4.01%)$105,900 (-) Land $30,000 Building $75,900$105,900 (-) Land $30,000 Building $75,900
2022$1,323.00$105,900 Land $30,000 Building $75,900$105,900 Land $30,000 Building $75,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 131 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies131 in force
Nearby Flood Claims28 (1991–2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 9 claims
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 7 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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