111 E 2nd St, Silver Grove, KY 41085 Property Records

Campbell County property record for 111 E 2nd St, Silver Grove, KY 41085

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,554 sqft · built 1926
Lot Size	0.342 acres (14,924 sqft)
Owner	2 Individual Names on Record
Last Sale	$80,000 (Jul 1999)
Tax Bill	$1,444 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jun 2019 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`999-99-27-473.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-27-473.00`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,554 sqft Living Area

Exterior

Year Built	Built 1926
Exterior Material	Brick
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,924 sqft (0.342 acres)
Lot Dimensions	149 ft deep x 100 ft wide

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	9999927473.00
Street Address	111 E 2ND ST
City	SILVER GROVE
State	KY
Zip	41085-5002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 566-567 SILVER GROVE L & B 100 X 149.24
Legal Subdivision	SILVER GROVE TOWN OF
Legal Block	100
Legal Lot Number	566-567 567
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	2
Census Block	2018
Census Tract	53100

Owner

Source: Campbell County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 89, SILVER GROVE, KY 41085-0089
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2020	Deed of Trust, Mortgage FIFTH THIRD BANK
Jun 3, 2019	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/NTHRN KY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 1999 · Amount on Record
Deed Sale	Jul 1, 1999 · Amount on Record
Prior Sale	May 27, 1998 · Amount on Record
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	111 E 2ND ST, SILVER GROVE, KY 41085-5002
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005115281
Date	Aug 17, 2020
Book Page	M1013/246
Instrument	5115281

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2040

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	111 E 2ND ST, SILVER GROVE, KY 41085-5002
Document Number	0005093779
Instrument Date	Jun 3, 2019
Transaction Type	Mortgage
Record Updated	Jul 26, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	111 E 2ND ST SILVER GROVE KY 410855002, SILVER GROVE, KY 41085-5002

Mortgage

Document Number	0005093779
Date	Jul 5, 2019
Book Page	000979/000877
Instrument	5093779

Lender

Name	FIFTH THIRD BK/NTHRN KY
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Silver Grove City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,444.00 (+17.3%)	$121,200 (+18.13%) Land $15,000 Building $106,200	$121,200 (+18.13%) Land $15,000 Building $106,200
2023	$1,231.00 (-3.98%)	$102,600 (-) Land $13,700 Building $88,900	$102,600 (-) Land $13,700 Building $88,900
2022	$1,282.00	$102,600 Land $13,700 Building $88,900	$102,600 Land $13,700 Building $88,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 131 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	131 in force
Nearby Flood Claims	28 (1991–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 9 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 7 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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