116 Cresston Rd, Arnold, MD 21012 Property Records

Anne Arundel County property record for 116 Cresston Rd, Arnold, MD 21012

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,354 sqft · built 2002
Lot Size0.322 acres (14,026 sqft)
Owner2 Individual Names on Record
Last Sale$905,000 (May 2018)
Tax Bill$10,799 (2025)
Deeds & MortgagesJul 2021 Mortgage
Aug 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN03-225-06545560

Property Details

APN / Parcel Number

Primary APN03-225-06545560
Alternative APNs
  • 3-225-06545560
  • 22506545560

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,354 sqft Living Area
Gross Area3,594 sqft
1st Floor Area1,385 sqft
Basement Area664 sqft
Finished Basement664 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area14,026 sqft (0.322 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area160 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchEnclosed Porch
Porch Area80 sqft
Deck Area40 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number22506545560
Street Address116 CRESSTON RD
CityARNOLD
StateMD
Zip21012-1007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 1 CRESSTON PARK
Legal SubdivisionCRESSTON PARK
Legal Block1
Legal Lot Number1
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group1
Census Block1001
Census Tract731105

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address116 CRESSTON RD, ARNOLD, MD 21012-1007
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
KEY BANK NA
Aug 16, 2018Deed of Trust, Mortgage · ARM
SUNTRUST MORTGAGE INC
Jun 9, 2022Intrafamily Transfer, Transfer
May 9, 2018Deed, Transfer · ARM
SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 9, 2018 · Amount on Record
Deed SaleMay 9, 2018 · Amount on Record
Prior SaleMar 6, 2006 · Amount on Record
Deed Book / Page32085 / 203
Prior Transfer DateJun 13, 2013
Prior Transfer Doc0263030027
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address116 CRESSTON RD, ARNOLD, MD 21012-1007
Transaction TypeMortgage
Record UpdatedSep 27, 2023
Title CompanyBOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0372270429
DateJul 20, 2021
Book Page37227/429
Lender
NameKEY BANK NA
TypeBank
AddressCLEVELAND, OH 44114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.12%
Type Change DateAug 1, 2031
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change7.12%
IndexOther
Margin3
Max Rate7.12%

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address116 CRESSTON RD, ARNOLD, MD 21012-1007
Transaction TypeMortgage
Record UpdatedOct 24, 2022
Title CompanyLIBERTY TITLE & ESCROW OF MA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0323990164
DateAug 16, 2018
Book Page32399/164
Lender
NameSUNTRUST MORTGAGE INC
TypeMortgage Company
AddressRICHMOND, VA 23224
Agreement
TypeARM
AmountAmount Recorded
Term357 Months
DueMay 1, 2048
Interest
Rate TypeAdjustable Rate
Rate3.85%
Type Change DateMay 1, 2025
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.87%
Index3-Month LIBOR
Max Rate8.87%

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionANNE ARUNDEL MD
Recording DateJun 9, 2022
Property Address116 CRESSTON RD, ARNOLD, MD 21012-1007
Document Number0388140236
Book / Page38814 / 236
Map ReferenceMB 240 PG 11
Instrument DateMay 18, 2022
Transaction TypeTransfer
Record UpdatedSep 27, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address116 CRESSTON RD, ARNOLD, MD 21012-1007

May 2018: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateMay 9, 2018
Property Address116 CRESSTON RD, ARNOLD, MD 21012-1007
Document Number0320850203
Book / Page32085 / 203
Map ReferenceMB240 PG11
Instrument DateApr 26, 2018
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyLIBERTY TITLE & ESCROW OF MA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$13,575.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressMILLERSVILLE, MD 21108

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 CRESSTON RD, ARNOLD, MD 21012-1007

Mortgage

Document Number0032085210
DateMay 9, 2018
Instrument32085/210
Lender
NameSUNTRUST MORTGAGE INC
TypeMortgage Company
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueMay 1, 2048
Interest
Rate TypeAdjustable Rate
Rate3.87%
Type Change DateMay 1, 2025
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.87%
Index1-Year LIBOR
Max Rate8.88%

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,212,200 (+13%)$1,351,700 (-) Land $735,300 Building $616,400
2025$10,799.00 (+2.38%) Homeowner's exemption$1,072,700 (+17.64%)$1,351,700 (+44.85%) Land $735,300 Building $616,400
2024$10,548.00 (+7.42%)
2023$9,819.00 Homeowner's exemption$911,867$933,200 Land $517,600 Building $415,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Believe Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20

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