108 Cresston Rd, Arnold, MD 21012 Property Records

Anne Arundel County property record for 108 Cresston Rd, Arnold, MD 21012

Property Summary

Property TypeSingle Family Home
Details5.5 ba · 2,703 sqft · built 2017
Lot Size0.185 acres (8,075 sqft)
Owner2 Individual Names on Record
Last Sale$2,050,000 (Nov 2024)
Tax Bill$11,917 (2025)
Deeds & MortgagesOct 2021 Construction Loan
Dec 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN03-225-09672600

Property Details

APN / Parcel Number

Primary APN03-225-09672600
Alternative APNs
  • 322509672600
  • 22509672600

Interior

Full Baths5.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,703 sqft Living Area
Gross Area3,186 sqft
1st Floor Area1,110 sqft
Basement Area1 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area8,075 sqft (0.185 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area204 sqft
Deck Area120 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number22509672600
Street Address108 CRESSTON RD
CityARNOLD
StateMD
Zip21012-1007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLTS 34 35 CRESSTON PARK
Legal SubdivisionCRESSTON PARK
Legal Block1
Legal Lot Number34
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group1
Census Block1001
Census Tract731105

Owner

Source: Anne Arundel County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address25774 TULLOW PL, CHANTILLY, VA 20152-2571
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2021Deed of Trust, Mortgage · Construction Mortgage
SEVERN SAVINGS BANK FSB
Dec 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
LUXURY MORTGAGE CORP
Oct 29, 2021Deed, Transfer · Conventional Mortgage
HOMEXPRESS MORTGAGE CORP
Aug 28, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIDELITY DIRECT MORTGAGE LLC
Jun 1, 2017Grant Deed, Transfer
FREESTATE TITLE SERVICES/ANNAPOLIS, FREESTATE TITLE SVCS/ANNAPOLIS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 13, 2024 · Amount on Record
Deed SaleNov 13, 2024 · Amount on Record
Prior SaleOct 29, 2021 · Amount on Record
Deed Book / Page40882 / 424
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address108 CRESSTON RD, ARNOLD, MD 21012-1007
Transaction TypeMortgage
Record UpdatedSep 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0377380145
DateOct 20, 2021
Book Page37738/145
Lender
NameSEVERN SAVINGS BANK FSB
TypeBank
AddressANNAPOLIS, MD 21401
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term364 Months
DueFeb 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.87%
Type Change DateFeb 1, 2032
Change FrequencyAnnually
Min Rate At Change3.87%
Max Rate At Change8.87%
Index1-Year CMT
Max Rate8.87%

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address108 CRESSTON RD, ARNOLD, MD 21012-1007
Transaction TypeMortgage
Record UpdatedSep 27, 2023
Title CompanyFREESTATE TITLE SERVICES/ANNAPOLIS, FREESTATE TTL SVCS OF ANNA P

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 CRESSTON RD, ARNOLD, MD 21012-1007

Mortgage

Document Number0379980318
DateDec 1, 2021
Book Page37998/318
Lender
NameLUXURY MORTGAGE CORP
TypeMortgage Company
AddressSTAMFORD, CT 06901
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateOct 29, 2021
Property Address108 CRESSTON RD, ARNOLD, MD 21012-1007
Document Number0378220147
Book / Page37822 / 147
Map ReferenceMB 15 PG 35
Instrument DateSep 30, 2021
Transaction TypeTransfer
Record UpdatedSep 27, 2023
Title CompanyFREESTATE TITLE SERVICES/ANNAPOLIS, FREESTATE TTL SVCS OF ANNAPO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$22,500.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2850 ROSEMARY LN, FALLS CHURCH, VA 22042-1812

Mortgage

Document Number0037822151
DateOct 29, 2021
Instrument37822/151
Lender
NameHOMEXPRESS MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueOct 1, 2061

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address108 CRESSTON RD, ARNOLD, MD 21012-1007
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFREESTATE TTL SVCS OF ANNAPO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0335100499
DateAug 28, 2019
Book Page33510/499
Lender
NameFIDELITY DIRECT MORTGAGE LLC
TypeMortgage Company
AddressGAITHERSBURG, MD 20878
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionANNE ARUNDEL MD
Recording DateJun 1, 2017
Property Address108 CRESSTON RD, ARNOLD, MD 21012-1007
Document Number0309950221
Book / Page030995 / 000221
Instrument DateMay 25, 2017
Transaction TypeTransfer
Record UpdatedJul 7, 2017
Title CompanyFREESTATE TITLE SERVICES/ANNAPOLIS, FREESTATE TITLE SVCS/ANNAPOLIS

Transaction

AmountAmount Recorded
Tax$264.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address1936 BALTIMORE ANNAPOLIS RD ANNAPOLIS MD 21405, ANNAPOLIS, MD 21405

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,178,633 (+32.92%)$1,311,100 (+43.49%) Land $645,100 Building $666,000
2025$11,917.00 (+23.08%)
2023$9,682.00$886,700$913,700 Land $453,100 Building $460,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Believe Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20

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