116 Cottswold Dr, Delaware, OH 43015 Property Records

Delaware County property record for 116 Cottswold Dr, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,920 sqft · built 1971
Lot Size	0.358 acres (15,594 sqft)
Owner	2 Individual Names on Record
Last Sale	$112,500 (Nov 2022)
Tax Bill	$4,983 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`419-123-09-011-000`

Property Details

APN / Parcel Number

Primary APN	`419-123-09-011-000`
Alternative APN	`142629.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,920 sqft Living Area
Gross Area	3,184 sqft
1st Floor Area	1,080 sqft
Upper Floors Area	840 sqft
Basement Area	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Lot Area	15,594 sqft (0.358 acres)
Lot Dimensions	156 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Stoop
Porch Area	56 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	116 COTTSWOLD DR
City	DELAWARE
State	OH
Zip	43015-2814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 3889
Legal Subdivision	WEDGEWOOD SEC 02
Legal Lot Number	3889
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	1
Census Block	1008
Census Tract	10530

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	100 E WATER ST, SANDUSKY, OH 44870-2524
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2022 · Amount on Record
Deed Sale	Nov 18, 2022 · Amount on Record
Deed Document Number	202233670
Deed Book / Page	2003 / 2434
Record Updated	Sep 20, 2026

November 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	DELAWARE OH
Recording Date	Nov 18, 2022
Property Address	116 COTTSWOLD DR, DELAWARE, OH 43015-2814
Document Number	0000033670
Book / Page	2003 / 2434
Map Reference	MB 7 PG 321
Instrument Date	Oct 20, 2022
Instrument	202200033670
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	COLUMBUS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	100 E WATER ST, SANDUSKY, OH 44870-2524

Mortgage

Document Number	0000033671
Date	Nov 18, 2022
Instrument	202200033671

Lender

Name	CIVISTA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.86%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2029
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9.86%
Margin	3
Max Rate	9.86%

Mortgage

Document Number	0000033672
Date	Nov 18, 2022
Book Page	2003/2454
Instrument	202200033672

Lender

Name	CIVISTA BANK
Type	Bank
Address	SANDUSKY, OH 44870

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,983.00 (+5.37%)	$100,180 (-) Land $23,210 Building $76,970	$286,200 (-) Land $66,300 Building $219,900
2024	$4,729.00 (-0.19%) Homeowner's exemption	$100,180 (-) Land $23,210 Building $76,970
2023	$4,738.00 Homeowner's exemption	$100,180 Land $23,210 Building $76,970	$286,200 Land $66,300 Building $219,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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