107 Cottswold Dr, Delaware, OH 43015 Property Records

Delaware County property record for 107 Cottswold Dr, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,113 sqft · built 1973
Lot Size	0.411 acres (17,903 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Sep 2023)
Tax Bill	$5,369 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`419-123-12-030-000`

Property Details

APN / Parcel Number

Primary APN	`419-123-12-030-000`
Alternative APN	`142044.00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,113 sqft Living Area
Gross Area	3,250 sqft
1st Floor Area	1,189 sqft
Upper Floors Area	924 sqft
Basement Area	675 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Lot Area	17,903 sqft (0.411 acres)
Lot Dimensions	224 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	56 sqft
Deck Area	350 sqft
Patio Area	350 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	107 COTTSWOLD DR
City	DELAWARE
State	OH
Zip	43015-2813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 3878
Legal Subdivision	WESLEYAN WOODS
Legal Lot Number	3878
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	2
Census Block	2000
Census Tract	12200

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 202028, FLORENCE, SC 29502-2028
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage NEXA MORTGAGE LLC
Sep 20, 2023	Warranty Deed, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE
Oct 18, 2018	Deed of Trust, Mortgage · VA Mortgage CIVISTA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2023 · Amount on Record
Deed Sale	Sep 20, 2023 · Amount on Record
Deed Document Number	202319959
Deed Book / Page	2053 / 2812
Prior Transfer Date	Apr 19, 2011
Prior Transfer Doc	0000012760
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	107 COTTSWOLD DR, DELAWARE, OH 43015-2813
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	BOSTON NATIONAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031917
Date	Jul 15, 2021
Book Page	1879/2593
Instrument	202100031917

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	107 COTTSWOLD DR, DELAWARE, OH 43015-2813
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 COTTSWOLD DR, DELAWARE, OH 43015-2813

Mortgage

Document Number	0000005378
Date	Mar 18, 2025
Book Page	2143/2401
Instrument	202500005378

Lender

Name	NEXA MORTGAGE LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2055

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Sep 20, 2023
Property Address	107 COTTSWOLD DR, DELAWARE, OH 43015-2813
Document Number	0000019959
Book / Page	2053 / 2812
Map Reference	MB 7 PG 321
Instrument Date	Sep 5, 2023
Instrument	202300019959
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	CHICAGO TITLE OK, CHICAGO TITLE BOX

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	107 COTTSWOLD DR, DELAWARE, OH 43015-2813

Mortgage

Document Number	0000019960
Date	Sep 20, 2023
Instrument	202300019960

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	107 COTTSWOLD DR, DELAWARE, OH 43015-2813
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST OHIO TITLE INS BOX

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028606
Date	Oct 18, 2018
Book Page	1601/1879
Instrument	201800028606

Lender

Name	CIVISTA BANK
Type	Bank
Address	SANDUSKY, OH 44870

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,369.00 (+5.36%)	$107,940 (-) Land $22,470 Building $85,470	$308,400 (-) Land $64,200 Building $244,200
2024	$5,096.00 (-0.18%) Homeowner's exemption	$107,940 (-) Land $22,470 Building $85,470
2023	$5,105.00 (+24.6%) Homeowner's exemption	$107,940 (+43.56%) Land $22,470 Building $85,470	$308,400 (+43.58%) Land $64,200 Building $244,200
2022	$4,097.00 Homeowner's exemption	$75,190 Land $15,720 Building $59,470
2020			$214,800 Land $44,900 Building $169,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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