Effingham County property record for 116 Clover Point Cir, Guyton, GA 31312 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 2019 |
| Square Footage | 3,622 sqft Heated Area |
| Lot Size | 9,148 sqft (0.21 acres) |
| Garage | 546 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $282,725 (2018) |
| Tax Bill | $4,655.00 (2025) |
| Primary APN | 0416C-190-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 3,622 sqft Heated Area |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick Veneer Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Fiberglass Roof |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Area | 546 sqft Garage |
| Porch Area | 269 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 28476 |
|---|---|
| Street Address | 116 CLOVER POINT CIR |
| City | GUYTON |
| State | GA |
| Zip | 31312-7134 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | .21 AC LOT 190 PH 2B OUT OF 416-20 |
| Legal Subdivision | CLOVER POINTE AT BELMONT GLEN 2B |
| Legal Phase | 2B |
| Legal Lot Number | 190 |
| Jurisdiction | EFFINGHAM GA |
| Minor Civil Division | RINCON |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 30301 |
Source: Effingham County records · APN 0416C-190-000
Assessment roll updated December 22, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 116 CLOVER POINT CIR, GUYTON, GA 31312-7134 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 02, 2018 | Deed of Trust, Mortgage SOUTH STATE BANK |
| Jun 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING |
| May 31, 2018 | Warranty Deed, Transfer |
| May 22, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CERTAINTY HOME LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 22, 2018 · Amount on Record |
| Deed Sale | May 22, 2018 · Amount on Record |
| Prior Sale | Aug 21, 2015 · Amount on Record |
| Deed Doc Number | 20181218 |
| Deed Book / Page | 2467 / 722 |
| Last Transfer Date | May 31, 2018 |
| Transfer Doc | 002469/136 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 116 CLOVER POINT CIR, GUYTON, GA 31312-7134 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002453/557 |
|---|---|
| Date | Mar 02, 2018 |
| Book Page | 2453/557 |
| Instrument | 001719 |
| Name | SOUTH STATE BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Mar 01, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 116 CLOVER POINT CIR, GUYTON, GA 31312-7134 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2022 |
| Name | Verified Name |
|---|---|
| Address | 116 CLOVER POINTE CIR |
| Document Number | 0000002600/0000000113 |
|---|---|
| Date | Jun 18, 2020 |
| Book Page | 0000002600/0000000113 |
| Instrument | 005796 |
| Name | PROVIDENT FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | May 31, 2018 |
| Property Address | 116 CLOVER POINT CIR, GUYTON, GA 31312-7134 |
| Document Number | 002469/136 |
| Book / Page | 2469 / 136 |
| Instrument Date | May 31, 2018 |
| Instrument | 2018-001313 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 116 CLOVER POINT CIR, 116, GUYTON, GA 31312-7134 |
| Name | Verified Name |
|---|---|
| Address | 116 CLOVER POINT CIR, GUYTON, GA 31312-7134 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | May 22, 2018 |
| Property Address | 116 CLOVER POINT CIR, GUYTON, GA 31312-7134 |
| Document Number | 002467/722 |
| Book / Page | 2467 / 722 |
| Instrument Date | May 22, 2018 |
| Instrument | 2018-001218 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 03, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 116 CLOVER POINT CIR, GUYTON, GA 31312-7134 |
| Document Number | 002467/723 |
|---|---|
| Date | May 23, 2018 |
| Book Page | 2467/723 |
| Instrument | 004400 |
| Name | CERTAINTY HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2048 |
Source: Effingham County records · Assessment roll updated December 22, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,655.00 (+11.36%) Homeowner's exemption | $182,358 (+4.71%) Land $22,800 Building $159,558 | $455,894 (+4.71%) Land $57,000 Building $398,894 |
| 2024 | $4,180.00 (+6.31%) Homeowner's exemption | $174,152 (+28.22%) Land $22,800 Building $151,352 | $435,379 (+28.22%) Land $57,000 Building $378,379 |
| 2022 | $3,932.00 Homeowner's exemption | $135,822 Land $18,000 Building $117,822 | $339,554 Land $45,000 Building $294,554 |
Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | Moderate above 45% of the US · above 42% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,613 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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