111 Clover Point Cir, Guyton, GA 31312 Property Records

Effingham County property record for 111 Clover Point Cir, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,656 sqft · built 2013
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Jul 2017)
Tax Bill	$4,360 (2025)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`0416C-006-000`

Property Details

APN / Parcel Number

Primary APN	`0416C-006-000`
Alternative APNs	`00920107000` `0416C006` `28010`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,656 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Area	480 sqft

Exterior Amenities

Porch	Slab
Porch Area	102 sqft
Deck Area	150 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	28010
Street Address	111 CLOVER POINT CIR
City	GUYTON
State	GA
Zip	31312-7134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	.21 AC LOT 6 (OUT 416-20)
Legal Subdivision	CLOVER POINT AT BELMONT GLEN
Legal Phase	2
Legal Lot Number	6
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2000
Census Tract	30301

Owner

111 Clover Point Cir is owned and occupied by two individuals who bought it in July 2017.

Source: Effingham County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	111 CLOVER POINT CIR, GUYTON, GA 31312-7134
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2017 · Amount on File
Deed Sale	Jul 3, 2017 · Amount on File
Prior Sale	Nov 22, 2013 · Amount on File
Deed Document Number	20171752
Deed Book / Page	2415 / 753
Record Updated	Oct 29, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jul 3, 2017
Property Address	111 CLOVER POINT CIR, GUYTON, GA 31312-7134
Document Number	002415/753
Book / Page	2415 / 753
Instrument Date	Jul 3, 2017
Instrument	2017-001752
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 CLOVER POINT CIR, GUYTON, GA 31312-7134

Mortgage

Document Number	002415/755
Date	Jul 13, 2017
Book Page	2415/755
Instrument	006183

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 111 Clover Point Cir was $4,360 with a homeowner's exemption, up 8.6% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$177,387 (-1.65%) Land $22,800 Building $154,587	$443,468 (-1.65%) Land $57,000 Building $386,468
2025	$4,360.00 (+8.57%) Homeowner's exemption	$180,366 (-0.72%) Land $22,800 Building $157,566	$450,915 (-0.72%) Land $57,000 Building $393,915
2024	$4,016.00 Homeowner's exemption	$181,674 Land $22,800 Building $158,874	$454,186 Land $57,000 Building $397,186
2022	$3,775.00 Homeowner's exemption	$126,790 Land $18,000 Building $108,790	$316,975 Land $45,000 Building $271,975

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 111 Clover Point Cir in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	2 (2002–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 Clover Point Cir is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Clover Point Cir

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