116 Cherry St, Franklin, KY 42134 Property Records

Simpson County property record for 116 Cherry St, Franklin, KY 42134

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,166 sqft · built 1949
Lot Size	0.234 acres (10,200 sqft)
Owner	Company Name on Record
Last Sale	$295,000 (Sep 2023)
Tax Bill	$1,294 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Feb 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`014-00-02-006.00`

Property Details

APN / Parcel Number

Primary APN	`014-00-02-006.00`
Alternative APN	`9592`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,166 sqft Living Area
Basement Area	1,166 sqft
Unfinished Basement	1,166 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,200 sqft (0.234 acres)
Lot Dimensions	150 ft deep x 68 ft wide
Driveway	Asphalt Driveway
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	116 CHERRY ST
City	FRANKLIN
State	KY
Zip	42134-2206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	116 CHERRY STREET
Legal Subdivision	CAMBRIDGE TRACE SUBDIVISION SEC V
Jurisdiction	SIMPSON KY
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1020
Census Tract	970401

Owner

Source: Simpson County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	105 HAZEL PATH, HENDERSONVILLE, TN 37075-3886
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN BANK & TRUST CO
Feb 21, 2023	Deed, Transfer
Jul 1, 2022	Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2023 · Amount on Record
Deed Sale	Sep 20, 2023 · Amount on Record
Prior Sale	Feb 21, 2023 · Amount on Record
Deed Document Number	20231218616
Deed Book / Page	375 / 246
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Property Address	116 CHERRY ST, FRANKLIN, KY 42134-2206
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M438/743
Date	Oct 24, 2017
Book Page	M438/743
Instrument	1183105

Lender

Name	FRANKLIN BANK & TRUST CO
Type	Bank
Address	FRANKLIN, KY 42134

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2047

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Dec 1, 2022
Change Frequency	Annually
Min Rate At Change	5.12%
Max Rate At Change	7.12%
Index	1-Year CMT
Max Rate	11.1%

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SIMPSON KY
Recording Date	Feb 21, 2023
Property Address	116 CHERRY ST, FRANKLIN, KY 42134-2206
Document Number	00D370/837
Book / Page	D370 / 837
Instrument Date	Feb 16, 2023
Instrument	1213403
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$147.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	493 SKAGGS CREEK RD, GLASGOW, KY 42141-9660

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 HAZEL PATH, HENDERSONVILLE, TN 37075-3886
Investor	Possibly a Property Investor

July 2022: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	SIMPSON KY
Recording Date	Jul 1, 2022
Property Address	116 CHERRY ST, FRANKLIN, KY 42134-2206
Document Number	00CD17/511
Book / Page	CD17 / 511
Instrument Date	Jun 23, 2022
Instrument	1209392
Transaction Type	Foreclosure
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	493 SKAGGS CREEK RD, GLASGOW, KY 42141-9660
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Simpson County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Simpson County
Municipality	Franklin City
Unified School District	Simpson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,294.00 (-0.84%)	$147,500 (-)	$147,500 (-)
2024	$1,305.00 (+94.78%)	$147,500 (+104.86%)	$147,500 (+104.86%)
2023	$670.00	$72,000	$72,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER WORKS serves 31,602 people · EPA ID KY1070144
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Franklin EPB Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Cherry St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures