109 Cherry St, Franklin, KY 42134 Property Records

Simpson County property record for 109 Cherry St, Franklin, KY 42134

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 684 sqft · built 1938
Lot Size0.115 acres (5,050 sqft)
OwnerIndividual Name on Record
Last Sale$7,000 (Jan 2010)
Deeds & MortgagesOct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN013-00-42-017.00

Property Details

APN / Parcel Number

Primary APN013-00-42-017.00
Alternative APN
  • 620

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area684 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1938
Exterior MaterialAluminum/Vinyl
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialMetal
Lot Area5,050 sqft (0.115 acres)
Lot Dimensions101 ft deep x 50 ft wide
Garage TypeCarport
Garage Area336 sqft
CarportCarport
PorchPorch
Porch Area70 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number620
Street Address109 CHERRY ST
CityFRANKLIN
StateKY
Zip42134-2205
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description109 CHERRY STREET
JurisdictionSIMPSON KY
Township / Civil DivisionFRANKLIN
Census Block Group1
Census Block1016
Census Tract970401

Owner

Source: Simpson County records, as of January 8, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address109 CHERRY ST, FRANKLIN, KY 42134-2205
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 24, 2010 · Amount on Record
Deed SaleJan 24, 2010 · Amount on Record
Deed Document Number0000286358
Record UpdatedJun 7, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSIMPSON KY
Property Address109 CHERRY ST, FRANKLIN, KY 42134-2205
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM450/638
DateOct 22, 2018
Book PageM450/638
Instrument1188801
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term239 Months
DueSep 22, 2038

Tax Assessment & Valuation

Source: Simpson County assessment roll, as of October 15, 2023

Property Jurisdictions

TypeName
StateKentucky
CountySimpson County
MunicipalityFranklin City
Unified School DistrictSimpson County School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2023$27,500$27,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKLIN WATER WORKS
serves 31,602 people · EPA ID KY1070144
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Franklin EPB Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Cherry St

Nearby Streets

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