Kane County property record for 116 Cedar Ave, Saint Charles, IL 60174
| Property Type | Commercial |
|---|---|
| Details | 1,936 sqft · built 1895 |
| Lot Size | 0.149 acres (6,500 sqft) |
| Owner | Company Name on File |
| Last Sale | $395,000 (Aug 2000) |
| Tax Bill | $13,183 (2025) |
| Deeds & Mortgages | Dec 2025 Transfer Aug 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-27-383-006 |
| Primary APN | 09-27-383-006 |
|---|
| Total Rooms | 8 Rooms |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,936 sqft Gross Area |
| Basement Area | 660 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Brick |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,500 sqft (0.149 acres) |
| Garage Type | Detached |
| Garage Area | 342 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 116 CEDAR AVE |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-1924 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | ST. CHARLES ORIGINAL TOWN PT LOTS 6 & 7 BLK 20 |
| Legal Subdivision | ST CHARLES ORIGINAL TOWN |
| Legal Block | 20 |
| Legal Lot Number | 6,7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 852300 |
116 Cedar Ave, a commercial property, is owned by a company that acquired it in May 2009.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1218 S 7TH ST, SAINT CHARLES, IL 60174-3805 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2025 | Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Aug 20, 2018 | Loan Modification, Mortgage |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 2000 · Amount on File |
| Deed Sale | Aug 2, 2000 · Amount on File |
| Prior Sale | Nov 8, 1996 |
| Deed Document Number | 200061159 |
| Last Transfer Date | May 16, 2009 |
| Transfer Doc | 0000045139 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 22, 2025 |
| Property Address | 116 CEDAR AVE, ST CHARLES, IL 60174-1924 |
| Document Number | 0000050693 |
| Instrument Date | Nov 21, 2025 |
| Instrument | 2025K050693 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 35W074 ARMY TRAIL RD, WAYNE, IL 60184-2060 |
| Name | Verified Name |
|---|---|
| Address | 1218 S 7TH ST, ST CHARLES, IL 60174-3805 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 116 CEDAR AVE, ST CHARLES, IL 60174-1924 |
| Document Number | 0000044073 |
| Instrument Date | Aug 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 35W074 ARMY TRAIL RD WAYNE IL 601842060, WAYNE, IL 60184-2060 |
The 2025 property tax bill for 116 Cedar Ave was $13,183, up 3% from the year before.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,183.00 (+3%) | $161,552 (+8.53%) Land $105,082 Building $56,470 | $484,850 (+8.53%) Land $315,372 Building $169,478 |
| 2024 | $12,799.00 | $148,855 Land $96,823 Building $52,032 | $446,744 Land $290,585 Building $156,158 |
| 2022 | $12,396.00 (+3.87%) | $132,410 (+4.91%) Land $86,327 Building $46,083 | $397,230 (+4.91%) Land $258,981 Building $138,249 |
| 2021 | $11,934.00 | $126,213 Land $82,287 Building $43,926 | $378,639 Land $246,861 Building $131,778 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 116 Cedar Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 29 (1979–2020) |
| Claims Outside the SFHA | 5 of 29 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 116 Cedar Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: Frontier.
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