116 Caroline Dr, Cross, SC 29436 Property Records

Berkeley County property record for 116 Caroline Dr, Cross, SC 29436

Property Summary

Property Type	Manufactured or Modular Home
Details	1,512 sqft · built 2006
Lot Size	1.06 acres (46,174 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Oct 2020)
Tax Bill	$968 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031-00-02-043`

Property Details

APN / Parcel Number

Primary APN	`031-00-02-043`

Interior

Stories	1 Story
Building Area	1,512 sqft Finished Area
Gross Area	1,826 sqft
1st Floor Area	1,512 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Modular
Lot Area	46,174 sqft (1.06 acres)
Deck Area	234 sqft
Patio Area	314 sqft

Location & Zoning

Street Address	116 CAROLINE DR
City	CROSS
State	SC
Zip	29436-3042
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	BERKELEY C
Legal Description	ASSESSMENT DISTRICT: 347LAKE HILL SUBD
Legal Subdivision	LAKE HILL SUBDIVISION
Legal Tract	D
Legal Lot Number	D
Jurisdiction	BERKELEY SC
Township / Civil Division	CROSS
Census Block Group	1
Census Block	1017
Census Tract	20101

Owner

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	116 CAROLINE DR, CROSS, SC 29436-3042
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Deed, Transfer · USDA Mortgage GUILD MORTGAGE CO
Nov 27, 2017	Deed, Transfer · FHA Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2020 · Amount on Record
Deed Sale	Oct 23, 2020 · Amount on Record
Prior Sale	Nov 27, 2017 · Amount on Record
Deed Document Number	202041537
Deed Book / Page	3550 / 41
Record Updated	Sep 20, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Oct 23, 2020
Property Address	116 CAROLINE DR, CROSS, SC 29436-3042
Document Number	03550/0041
Book / Page	3550 / 41
Map Reference	MB X PG 131
Instrument Date	Oct 12, 2020
Instrument	2020041537
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	WEEKS AND IRVINE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$666.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 CAROLINE DR, CROSS, SC 29436-3042

Mortgage

Document Number	2020041538
Date	Oct 23, 2020
Instrument	2020041538

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Nov 27, 2017
Property Address	116 CAROLINE DR, CROSS, SC 29436-3042
Document Number	02618/0919
Book / Page	2618 / 0919
Map Reference	MB X PG 131
Instrument Date	Sep 6, 2017
Instrument	2017042618
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$577.20
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	116 CAROLINE DR, CROSS, SC 29436-3042

Mortgage

Document Number	2017042619
Date	Nov 27, 2017
Instrument	2017042619

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,135 (+2,399.81%) Land $40,268 Building $160,867	$292,200 (-) Land $58,500 Building $233,700
2025	$968.00 (+4.76%)	$8,046 (-) Land $1,611 Building $6,435	$292,200 (-) Land $58,500 Building $233,700
2024	$924.00 (-0.11%) Homeowner's exemption	$8,046 (+15.01%) Land $1,611 Building $6,435	$292,200 (+67.07%) Land $58,500 Building $233,700
2022	$925.00 Homeowner's exemption	$6,996 Land $1,040 Building $5,956	$174,900 Land $26,000 Building $148,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 78% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Cable · Fiber in parts of the area	2,000 / 500

Cell Coverage

5G (outdoors only) and 4G LTE

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