Berkeley County property record for 109 Caroline Dr, Cross, SC 29436
| Property Type | Single Family Home |
|---|---|
| Details | 1,596 sqft |
| Lot Size | 0.643 acres (28,046 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (May 2016) |
| Tax Bill | $820 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-00-02-077 |
| Primary APN | 031-00-02-077 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,596 sqft Finished Area |
| Gross Area | 2,440 sqft |
| 1st Floor Area | 1,028 sqft |
| 2nd Floor Area | 568 sqft |
| Lot Area | 28,046 sqft (0.643 acres) |
|---|---|
| Garage Area | 640 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 132 sqft |
| Patio Area | 132 sqft |
| Street Address | 109 CAROLINE DR |
|---|---|
| City | CROSS |
| State | SC |
| Zip | 29436-3043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BERKELEY C |
| Legal Description | ASSESSMENT DISTRICT: 347LAKE HILL SUBD |
| Legal Subdivision | LAKE HILL SUBDIVISION |
| Jurisdiction | BERKELEY SC |
| Township / Civil Division | CROSS |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 20101 |
109 Caroline Dr is owned and occupied by two individuals who bought it in May 2016.
Source: Berkeley County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 CAROLINE DR, CROSS, SC 29436-3043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2016 · Amount on File |
| Deed Sale | May 26, 2016 · Amount on File |
| Deed Document Number | 201616082 |
| Deed Book / Page | 2184 / 926 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 109 Caroline Dr was $820 with a homeowner's exemption, up 5% from the year before.
Source: Berkeley County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $158,700 (+2,4%) Land $32,097 Building $126,603 | $222,500 (-) Land $45,000 Building $177,500 | |
| 2025 | $820.00 (+4.99%) | $6,348 (-) Land $1,284 Building $5,064 | $222,500 (-) Land $45,000 Building $177,500 |
| 2024 | $781.00 Homeowner's exemption | $6,348 Land $1,284 Building $5,064 | $222,500 Land $45,000 Building $177,500 |
| 2022 | $780.00 Homeowner's exemption | $5,520 Land $800 Building $4,720 | $138,000 Land $20,000 Building $118,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 109 Caroline Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 109 Caroline Dr is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Home Telecom Cable · Fiber in parts of the area | 2,000 / 500 |
5G (outdoors only) and 4G LTE
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