116 Carnaby Pl, Munster, IN 46321 Property Records

Lake County property record for 116 Carnaby Pl, Munster, IN 46321

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,915 sqft · built 2005
Lot Size	0.263 acres (11,475 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,757 (2024)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`007-18-28-0661-0021`

Property Details

APN / Parcel Number

Primary APN	`007-18-28-0661-0021`
Alternative APNs	`45-06-36-328-002.000-027` `182806610021`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,915 sqft Living Area
Attic Area	525 sqft
Basement Area	1,688 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	11,475 sqft (0.263 acres)
Lot Dimensions	135 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	679 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	007-18-28-0661-0021
Old Parcel Number	182806610021
Street Address	116 CARNABY PL
City	MUNSTER
State	IN
Zip	46321-9164
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R33
Legal Description	WEST LAKES ADDITION PHASE THREE, BL. ONE LOT 343
Legal Subdivision	WEST LAKES ADD PH 03
Legal Lot Number	343
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	2
Census Block	2013
Census Tract	40301

Owner

116 Carnaby Pl is owned and occupied by two individuals who acquired it in November 2020.

Source: Lake County records, as of March 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	116 CARNABY PL, MUNSTER, IN 46321-9164
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2020
Deed Sale	Nov 13, 2020
Prior Sale	Nov 21, 2005
Deed Document Number	2006 097438
Prior Transfer Date	Nov 7, 2006
Prior Transfer Doc	2006 097438
Record Updated	Jun 8, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Dec 2, 2020
Property Address	116 CARNABY PL, MUNSTER, IN 46321-9164
Document Number	0000087870
Instrument Date	Nov 13, 2020
Instrument	87870
Transaction Type	Transfer
Record Updated	Dec 17, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	116 CAMBY PL MUNSTER IN 46321, MUNSTER, IN 46321

Mortgage

Document Number	87871
Date	Dec 2, 2020
Instrument	87871

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	GREENWOOD VILLAGE, CO 80111

Agreement

Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Munster Town
Unified School District	Munster School Town (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$576,000 Land $123,600 Building $452,400	$576,000 Land $123,600 Building $452,400
2024	$6,757.00
2023		$511,400 (+6.85%) Land $91,800 Building $419,600	$511,400 (+6.85%) Land $91,800 Building $419,600
2022	$6,461.00 Homeowner's exemption	$478,600 Land $91,800 Building $386,800	$478,600 Land $91,800 Building $386,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 116 Carnaby Pl in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 Carnaby Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Mar 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Surf Internet.

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