108 Carnaby Pl, Munster, IN 46321 Property Records

Lake County property record for 108 Carnaby Pl, Munster, IN 46321

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,699 sqft · built 2006
Lot Size	0.31 acres (13,500 sqft)
Owner	Individual Name on File
Last Sale	$445,300 (Mar 2016)
Tax Bill	$6,272 (2024)
Deeds & Mortgages	Oct 2025 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`007-18-28-0661-0020`

Property Details

APN / Parcel Number

Primary APN	`007-18-28-0661-0020`
Alternative APNs	`45-06-36-328-001.000-027` `182806610020`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,699 sqft Living Area
Gross Area	5,102 sqft
1st Floor Area	2,699 sqft
Basement Area	1,703 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	13,500 sqft (0.31 acres)
Lot Dimensions	135 ft deep x 100 ft wide
View / Lot	Extra Front
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	108 CARNABY PL
City	MUNSTER
State	IN
Zip	46321-9164
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	WEST LAKES ADDITION PHASE THREE, BL. ONE LOT 342
Legal Subdivision	WEST LAKES ADDITION PHASE THREE,
Legal Lot Number	342
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	2
Census Block	2013
Census Tract	40301

Owner

108 Carnaby Pl is owned and occupied by an individual who bought it in March 2016.

Source: Lake County records, as of December 29, 2025

Owner of Record	Individual Name on File
Mailing Address	108 CARNABY PL, MUNSTER, IN 46321-9164
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage · Line of Credit FEDERATED EMPLOYEES CU
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK
Jun 25, 2021	Deed of Trust, Mortgage · Line of Credit FEDERATED EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2016 · Amount on File
Deed Sale	Mar 21, 2016 · Amount on File
Prior Sale	May 10, 2012 · Amount on File
Deed Document Number	201617040
Prior Transfer Date	Mar 4, 2016
Prior Transfer Doc	0000017040
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	108 CARNABY PL, MUNSTER, IN 46321-9164
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 CARNABY PL, MUNSTER, IN 46321-9164

Mortgage

Document Number	0000040114
Date	Oct 17, 2025
Instrument	2025-540114

Lender

Name	FEDERATED EMPLOYEES CU
Type	Credit Union
Address	OWATONNA, MN 55060

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	59 Months
Due	Aug 31, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	108 CARNABY PL, MUNSTER, IN 46321-9164
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028822
Date	Sep 21, 2021
Instrument	2021-528822

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	MUNCIE, IN 47305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	108 CARNABY PL, MUNSTER, IN 46321-9164
Transaction Type	Mortgage
Record Updated	Jul 7, 2021
Title Company	SERVION TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044190
Date	Jun 25, 2021
Instrument	2021-044190

Lender

Name	FEDERATED EMPLOYEES CU
Type	Credit Union
Address	OWATONNA, MN 55060

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	58 Months
Due	Apr 2, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Munster Town
Unified School District	Munster School Town (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$572,900 Land $137,200 Building $435,700	$572,900 Land $137,200 Building $435,700
2024	$6,272.00
2023		$508,000 (+6.59%) Land $108,000 Building $400,000	$508,000 (+6.59%) Land $108,000 Building $400,000
2022	$6,433.00 Homeowner's exemption	$476,600 Land $108,000 Building $368,600	$476,600 Land $108,000 Building $368,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Carnaby Pl in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Carnaby Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Mar 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Surf Internet.

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