116 Canterbury Dr, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 116 Canterbury Dr, Cobleskill, NY 12043

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,488 sqft · built 1985
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on Record
Last Sale$180,000 (Nov 2007)
Tax Bill$7,179 (2026)
Deeds & MortgagesApr 2021 Refinance
Flood ZoneZone X (minimal risk)
APN432601 56.14-4-5

Property Details

APN / Parcel Number

Primary APN432601 56.14-4-5
Alternative APNs
  • 260105601400040050000000
  • 431A186018

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,488 sqft Living Area
1st Floor Area1,488 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions130 ft deep x 96.5 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number431A186018
Street Address116 CANTERBURY DR
CityCOBLESKILL
StateNY
Zip12043-5080
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionHOUSE
Legal Block4
Legal Lot Number5.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionCOBLESKILL
Census Block Group4
Census Block4003
Census Tract740200

Owner

Source: Schoharie County and Cobleskill Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address116 CANTERBURY DR, COBLESKILL, NY 12043-5080
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 20, 2007 · Amount on Record
Deed SaleNov 20, 2007 · Amount on Record
Deed Book / Page849 / 236
Prior Transfer DateJul 26, 2007
Prior Transfer Doc0000000843/000000021
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHOHARIE NY
Property Address116 CANTERBURY DR, COBLESKILL, NY 12043-5080
Transaction TypeMortgage
Record UpdatedMay 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1929/186
DateApr 15, 2021
Book Page1929/186
Instrument786695
Lender
NameNBT BANK NATIONAL ASSOCIATION
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueMay 1, 2036

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionCobleskill Town
MunicipalityCobleskill Village
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,179.00 (+5.19%) Homeowner's exemption Senior Citizen's exemption
2025$6,825.00 (+29.38%)$117,000 (-) Land $18,400 Building $98,600$238,776 (+16.33%) Land $37,551 Building $201,225
2023$117,000 Land $18,400 Building $98,600$205,263 Land $32,281 Building $172,982
2020$5,275.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims2 (2011)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOBLESKILL VILLAGE
serves 4,678 people · EPA ID NY4700094
Water SourceSurface water
Last State InspectionOct 2023
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: MIDTEL, T-Mobile.

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