112 Canterbury Dr, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 112 Canterbury Dr, Cobleskill, NY 12043

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,948 sqft · built 1973
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$198,000 (Jul 2021)
Tax Bill	$7,271 (2026)
Deeds & Mortgages	Apr 2005 Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`432601 56.14-4-4`

Property Details

APN / Parcel Number

Primary APN	`432601 56.14-4-4`
Alternative APNs	`260105601400040040000000` `431A101290`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,948 sqft Living Area
1st Floor Area	1,132 sqft
Basement Area	816 sqft
Finished Basement	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	130 ft deep x 98.5 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	431A101290
Street Address	112 CANTERBURY DR
City	COBLESKILL
State	NY
Zip	12043-5080
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BI LEVEL HOUSE GA
Legal Block	4
Legal Lot Number	4.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	COBLESKILL
Census Block Group	4
Census Block	4003
Census Tract	740200

Owner

Source: Schoharie County and Cobleskill Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	112 CANTERBURY DR, COBLESKILL, NY 12043-5080
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2005	Deed of Trust, Mortgage BANK OF RICHMONDVILLE
Jul 14, 2021	Warranty Deed, Transfer · USDA Mortgage USDA
Jan 13, 2017	Intrafamily Transfer, Transfer NOT AVAILABLE, MICHAEL A. WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2021 · Amount on Record
Deed Sale	Jul 14, 2021 · Amount on Record
Prior Sale	Dec 14, 2011 · Amount on Record
Deed Document Number	2021792181
Deed Book / Page	1142 / 269
Prior Transfer Date	Jan 9, 2017
Prior Transfer Doc	0000001037/000000010
Record Updated	Oct 29, 2026

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	112 CANTERBURY DR, COBLESKILL, NY 12043-5080
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001085/0000000196
Date	Apr 15, 2005
Book Page	0000001085/0000000196
Instrument	0000439276

Lender

Name	BANK OF RICHMONDVILLE
Type	Bank

Agreement

Amount	Amount Recorded

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Jul 14, 2021
Property Address	112 CANTERBURY DR, COBLESKILL, NY 12043-5080
Document Number	001142/269
Book / Page	1142 / 269
Instrument Date	Jul 2, 2021
Instrument	792181
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	111 DIVISION ST APT 3, 3, COBLESKILL, NY 12043-4661

Mortgage

Document Number	0000792182
Date	Jul 14, 2021
Instrument	792182

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCHOHARIE NY
Recording Date	Jan 13, 2017
Property Address	112 CANTERBURY DR, COBLESKILL, NY 12043-5080
Document Number	0000001037/0000000101
Book / Page	0000001037 / 0000000101
Instrument Date	Jan 9, 2017
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	NOT AVAILABLE, MICHAEL A. WEST

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 CANTERBURY DR, COBLESKILL, NY 12043-5080

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Cobleskill Town
Municipality	Cobleskill Village
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,271.00 (+5.19%)
2025	$6,912.00 (+14.23%)	$118,500 (-) Land $18,400 Building $100,100	$241,837 (+11.84%) Land $37,551 Building $204,286
2024	$6,051.00 (+19.47%)	$118,500 (-) Land $18,400 Building $100,100	$216,241 (+4.01%) Land $33,577 Building $182,664
2023		$118,500 Land $18,400 Building $100,100	$207,895 Land $32,281 Building $175,614
2020	$5,065.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COBLESKILL VILLAGE serves 4,678 people · EPA ID NY4700094
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: MIDTEL, T-Mobile.

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