Cherokee County property record for 116 Cambridge Cir, Gaffney, SC 29341
| Property Type | Single Family Home |
|---|---|
| Details | 1,514 sqft · built 1968 |
| Lot Size | 0.539 acres (23,522 sqft) |
| Owner | Individual Name on File |
| Last Sale | $116,900 (Aug 2019) |
| Tax Bill | $886 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 002675-23-3 |
| Primary APN | 002675-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,514 sqft Living Area |
| Basement Area | 1,458 sqft |
| Year Built | Built 1968 |
|---|---|
| Exterior Material | Brick Veneer |
| Lot Area | 23,522 sqft (0.539 acres) |
| Lot Dimensions | 60 ft deep x 5 ft wide |
| Porch | Porch |
| Old Parcel Number | 0810100006000 61429389 |
|---|---|
| Street Address | 116 CAMBRIDGE CIR |
| City | GAFFNEY |
| State | SC |
| Zip | 29341-1010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GF |
| Legal Description | 116 CAMBRIDGE CIRCLE FM VIVIAN RAMSEY $116900 |
| Legal Subdivision | RUTLEDGE ACRES |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 970301 |
116 Cambridge Cir is owned and occupied by an individual who bought it in August 2019.
Source: Cherokee County records, as of November 19, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 116 CAMBRIDGE CIR, GAFFNEY, SC 29341-1010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2019 · Amount on File |
| Deed Sale | Aug 13, 2019 · Amount on File |
| Deed Document Number | 0001142968 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 116 CAMBRIDGE CIR, GAFFNEY, SC 29341-1010 |
| Document Number | 0001142971 |
| Instrument Date | Aug 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 116 CAMBRIDGE CIR GAFFNEY SC 293411010, GAFFNEY, SC 29341-1010 |
| Document Number | 0001142971 |
|---|---|
| Date | Aug 14, 2019 |
| Book Page | 000114/002971 |
| Instrument | 3990 |
| Name | MIDLAND MTG |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, SC 29201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 13, 2049 |
The 2025 property tax bill for 116 Cambridge Cir was $886.
Source: Cherokee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Municipality | Gaffney City |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $886.00 | $4,820 Land $600 Building $4,220 | $120,400 Land $15,000 Building $105,400 |
| 2023 | $799.00 | $4,820 Land $600 Building $4,220 | $120,400 Land $15,000 Building $105,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 116 Cambridge Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 116 Cambridge Cir is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 98% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAFFNEY BPW serves 24,290 people · EPA ID SC1110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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