Cherokee County property record for 112 Cambridge Cir, Gaffney, SC 29341
| Property Type | Single Family Home |
|---|---|
| Details | 1,958 sqft · built 1977 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (Sep 2023) |
| Tax Bill | $2,598 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Mar 2023 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 020781-23-3 |
| Primary APN | 020781-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,958 sqft Living Area |
| Basement Area | 1,044 sqft |
| Finished Basement | 1,044 sqft |
| Unfinished Basement | 1,044 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Brick Veneer |
| Lot Area | 32,670 sqft (0.75 acres) |
| Garage Area | 696 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Street Address | 112 CAMBRIDGE CIR |
|---|---|
| City | GAFFNEY |
| State | SC |
| Zip | 29341-1010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GF |
| Legal Description | CAMBRIDGE CIR PO-11,PO 12 DB 164-1803 PB 13V 231 PO LT 11 & 12 |
| Legal Subdivision | PLAT PREPARED FOR VAN MEESE |
| Legal Lot Number | 11,12 |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 970301 |
112 Cambridge Cir is owned and occupied by two individuals who bought it in September 2023.
Source: Cherokee County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 112 CAMBRIDGE CIR, GAFFNEY, SC 29341-1010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 9, 2026 | Deed of Trust, Mortgage · VA Mortgage MOVEMENT MORTGAGE |
| Mar 16, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FAMILY TRUST FCU |
| Sep 18, 2023 | Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE |
| Sep 17, 2019 | Deed of Trust, Mortgage TOWNEBANK MTG |
| Jul 6, 2018 | Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2023 · Amount on File |
| Deed Sale | Sep 18, 2023 · Amount on File |
| Prior Sale | Jul 19, 2018 · Amount on File |
| Deed Document Number | 20235280 |
| Deed Book / Page | 164 / 1803 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 112 CAMBRIDGE CIR, GAFFNEY, SC 29341-1010 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 112 CAMBRIDGE CIR, GAFFNEY, SC 29341-1010 |
| Document Number | 0001940959 |
|---|---|
| Date | Feb 9, 2026 |
| Book Page | 194/959 |
| Instrument | 2026-656 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 112 CAMBRIDGE CIR, GAFFNEY, SC 29341-1010 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001580222 |
|---|---|
| Date | Mar 16, 2023 |
| Book Page | 158/222 |
| Instrument | 202300001469 |
| Name | FAMILY TRUST FCU |
|---|---|
| Type | Credit Union |
| Address | ROCK HILL, SC 29730 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 28, 2038 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Sep 18, 2023 |
| Property Address | 112 CAMBRIDGE CIR, GAFFNEY, SC 29341-1010 |
| Document Number | 0001641803 |
| Book / Page | 164 / 1803 |
| Map Reference | MB 13-V PG 231 |
| Instrument Date | Sep 15, 2023 |
| Instrument | 202300005280 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2024 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 112 CAMBRIDGE CIR, GAFFNEY, SC 29341-1010 |
| Document Number | 202300005281 |
|---|---|
| Date | Sep 18, 2023 |
| Instrument | 202300005281 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 112 CAMBRIDGE CIR, GAFFNEY, SC 29341-1010 |
| Document Number | 0001160069 |
| Instrument Date | Sep 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 112 CAMBRIDGE CIR GAFFNEY SC 293411010, GAFFNEY, SC 29341-1010 |
| Document Number | 0001160069 |
|---|---|
| Date | Sep 20, 2019 |
| Book Page | 000116/000069 |
| Instrument | 4720 |
| Name | TOWNEBANK MTG |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 19, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 112 CAMBRIDGE CIR, GAFFNEY, SC 29341-1010 |
| Document Number | 0001050008 |
| Instrument Date | Jul 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 112 CAMBRIDGE CIR GAFFNEY SC 293411010, GAFFNEY, SC 29341-1010 |
| Document Number | 0001050008 |
|---|---|
| Date | Jul 19, 2018 |
| Book Page | 000105/000008 |
| Instrument | 3475 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 18, 2048 |
The 2025 property tax bill for 112 Cambridge Cir was $2,598 with a homeowner's exemption.
Source: Cherokee County assessment roll, as of November 20, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Municipality | Gaffney City |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,598.00 Homeowner's exemption | $14,140 Land $1,600 Building $12,540 | $353,600 Land $40,000 Building $313,600 |
| 2023 | $1,400.00 (+4.79%) | $8,450 (-) Land $600 Building $7,850 | $211,200 (-) Land $15,000 Building $196,200 |
| 2022 | $1,336.00 | $8,450 Land $600 Building $7,850 | $211,200 Land $15,000 Building $196,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 112 Cambridge Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 112 Cambridge Cir is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 98% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAFFNEY BPW serves 24,290 people · EPA ID SC1110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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