116 Brighthurst Dr, Chesterfield, MO 63005 Property Records

St. Louis County property record for 116 Brighthurst Dr, Chesterfield, MO 63005

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,434 sqft · built 1995
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$636,000 (Mar 2025)
Tax Bill	$8,137 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17T-12-0497`

Property Details

APN / Parcel Number

Primary APN	`17T-12-0497`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,434 sqft Living Area
Gross Area	4,834 sqft
1st Floor Area	1,232 sqft
Basement Area	957 sqft
Finished Basement	957 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Raised
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	114 ft deep x 79 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	64 sqft
Deck Area	215 sqft
Patio Area	215 sqft
Balcony Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	116 BRIGHTHURST DR
City	CHESTERFIELD
State	MO
Zip	63005-1657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	105R6
Legal Description	CHESTERFIELD FARMS PLAT TWO LOT 156
Legal Subdivision	CHESTERFIELD FARMS PLAT TWO
Legal Lot Number	156
Jurisdiction	ST LOUIS MO
Township / Civil Division	CHESTERFIELD
Census Block Group	1
Census Block	1021
Census Tract	221629

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	116 BRIGHTHURST DR, CHESTERFIELD, MO 63005-1657
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage DELMAR FINANCIAL CO
Feb 9, 2017	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2025 · Amount on Record
Deed Sale	Mar 21, 2025 · Amount on Record
Prior Sale	Jun 16, 2021 · Amount on Record
Deed Document Number	2025321354
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jun 16, 2021
Property Address	116 BRIGHTHURST DR, CHESTERFIELD, MO 63005-1657
Document Number	0249322133
Book / Page	24932 / 2133
Map Reference	MB 326 PG 18
Instrument Date	Jun 10, 2021
Instrument	2021061600436
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO CLAYTON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3885 HWY T, 3885, MOUNT STERLING, IL 62353

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 BRIGHTHURST DR, CHESTERFIELD, MO 63005-1657

Mortgage

Document Number	2021061600437
Date	Jun 16, 2021
Instrument	2021061600437

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	116 BRIGHTHURST DR, CHESTERFIELD, MO 63005-1657
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ALLIANCE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 BRIGHTHURST DR, CHESTERFIELD, MO 63005-1657

Mortgage

Document Number	0242865295
Date	Aug 25, 2020
Book Page	24286/5295
Instrument	2020082501257

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	116 BRIGHTHURST DR, CHESTERFIELD, MO 63005-1657
Document Number	0224090739
Book / Page	022409 / 000739
Instrument Date	Feb 9, 2017
Transaction Type	Mortgage
Record Updated	Feb 28, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 BRIGHTHURST DR CHESTERFIELD MO 630051657, CHESTERFIELD, MO 63005-1657

Mortgage

Document Number	0224090739
Date	Feb 22, 2017
Book Page	022409/000739
Instrument	574

Lender

Name	PNC BK
Type	Bank
Address	CHESTERFIELD, MO 63017

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Feb 21, 2057

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chesterfield City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,890 (-) Land $29,930 Building $86,960	$615,200 (-) Land $157,500 Building $457,700
2025	$8,137.00 (+17.21%)	$116,890 (+19.97%) Land $29,930 Building $86,960	$615,200 (+19.97%) Land $157,500 Building $457,700
2024	$6,942.00 (+2.66%)
2023	$6,762.00 (+19.03%)	$97,430 (+27.46%) Land $14,970 Building $82,460	$512,800 (+27.47%) Land $78,800 Building $434,000
2022	$5,681.00	$76,440 Land $16,630 Building $59,810
2021			$402,300 Land $87,500 Building $314,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	7 (1985–2015)
Claims Outside the SFHA	4 of 7
Most Recent Claim	May 2015 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Sep 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20
Brown Dog Networks Fixed Wireless	50 / 10

May also be available: Spectrum, Verizon.

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