108 Brighthurst Dr, Chesterfield, MO 63005 Property Records

St. Louis County property record for 108 Brighthurst Dr, Chesterfield, MO 63005

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,012 sqft · built 1994
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$655,000 (Sep 2023)
Tax Bill	$7,676 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17T-12-0475`

Property Details

APN / Parcel Number

Primary APN	`17T-12-0475`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,012 sqft Living Area
Gross Area	4,453 sqft
1st Floor Area	1,086 sqft
Basement Area	850 sqft
Finished Basement	850 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Raised
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	104 ft deep x 92 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	183 sqft
Deck Area	168 sqft
Patio Area	280 sqft
Balcony Area	52 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	108 BRIGHTHURST DR
City	CHESTERFIELD
State	MO
Zip	63005-1657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	105R6
Legal Description	CHESTERFIELD FARMS PLAT TWO LOT 154
Legal Subdivision	CHESTERFIELD FARMS PLAT TWO
Legal Lot Number	154
Jurisdiction	ST LOUIS MO
Township / Civil Division	CHESTERFIELD
Census Block Group	1
Census Block	1021
Census Tract	221629

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 BRIGHTHURST DR, CHESTERFIELD, MO 63005-1657
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2023 · Amount on Record
Deed Sale	Sep 14, 2023 · Amount on Record
Prior Sale	Jan 26, 2016
Deed Document Number	2023914593
Prior Transfer Date	Jan 21, 2016
Prior Transfer Doc	0218610721
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 14, 2023
Property Address	108 BRIGHTHURST DR, CHESTERFIELD, MO 63005-1657
Document Number	2023091400593
Map Reference	MB 326 PG 18
Instrument Date	Sep 6, 2023
Instrument	2023091400593
Transaction Type	Transfer
Record Updated	Feb 14, 2024
Title Company	FREEDOM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 BRIGHTHURST DR, CHESTERFIELD, MO 63005-1657

Mortgage

Document Number	2023091400594
Date	Sep 14, 2023
Instrument	2023091400594

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Oct 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	5-Year TN
Margin	2
Max Rate	11.5%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chesterfield City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,240 (-) Land $30,740 Building $79,500	$580,200 (-) Land $161,800 Building $418,400
2025	$7,676.00 (+16.3%)	$110,240 (+19.02%) Land $30,740 Building $79,500	$580,200 (+19.02%) Land $161,800 Building $418,400
2024	$6,600.00 (+2.66%)
2023	$6,429.00 (+7.58%)	$92,620 (+15.18%) Land $15,370 Building $77,250	$487,500 (+15.19%) Land $80,900 Building $406,600
2022	$5,976.00	$80,410 Land $17,060 Building $63,350
2021			$423,200 Land $89,800 Building $333,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	7 (1985–2015)
Claims Outside the SFHA	4 of 7
Most Recent Claim	May 2015 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Sep 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20