116 Bob Stiles Rd, Gurley, AL 35748 Property Records

Madison County property record for 116 Bob Stiles Rd, Gurley, AL 35748

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,684 sqft · built 1999
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on Record
Tax Bill	$521 (2026)
Deeds & Mortgages	Feb 2020 Line of Credit Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12-01-11-0-000-003.001`

Property Details

APN / Parcel Number

Primary APN	`12-01-11-0-000-003.001`
Alternative APN	`232349`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,684 sqft Living Area
1st Floor Area	1,684 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	47,916 sqft (1.1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	232349
Street Address	116 BOB STILES RD
City	GURLEY
State	AL
Zip	35748-9714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL THAT PART OF THE CHALLENGE RESERVATION PARTIC DESC AS BEG S 27 DEG E 3719.73 FT FR THE NW COR OF SD RESERVATION TH FR THE
Legal Range	02E
Legal Township	03S
Legal Section	11
Jurisdiction	MADISON AL
Township / Civil Division	NEW MARKET
Census Block Group	1
Census Block	1004
Census Tract	10200

Owner

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	116 BOB STILES RD, GURLEY, AL 35748-9714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2020	Deed of Trust, Construction Loan · Line of Credit REGIONS BK
Jan 16, 2020	Deed of Trust, Mortgage · Line of Credit REGIONS BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Recording Date	Feb 3, 2020
Property Address	116 BOB STILES RD, GURLEY, AL 35748-9714
Document Number	0000008394
Instrument Date	Jan 16, 2020
Instrument	8394
Transaction Type	Construction Loan
Record Updated	Feb 25, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 BOB STILES RD GURLEY AL 357489714, GURLEY, AL 35748-9714

Mortgage

Document Number	0000008394
Date	Feb 3, 2020
Instrument	8394

Lender

Name	REGIONS BK
Type	Bank
Address	HUNTSVILLE, AL 35811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 2, 2021

Interest

Rate Type	Adjustable Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	116 BOB STILES RD, GURLEY, AL 35748-9714
Document Number	0000008362
Instrument Date	Jan 16, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 BOB STILES RD GURLEY AL 357489714, GURLEY, AL 35748-9714

Mortgage

Document Number	0000008362
Date	Feb 3, 2020
Instrument	8362

Lender

Name	REGIONS BK
Type	Bank
Address	HUNTSVILLE, AL 35811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 2, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$521.00 (+1.56%)
2025	$513.00 (+7.1%) Homeowner's exemption	$15,600 (+6.27%) Land $2,760 Building $12,840	$155,800 (+6.28%) Land $27,500 Building $128,300
2023	$479.00 (+22.19%) Homeowner's exemption	$14,680 (+20.33%) Land $2,760 Building $11,920	$146,600 (+20.26%) Land $27,500 Building $119,100
2022	$392.00 Homeowner's exemption	$12,200 Land $1,440 Building $10,760	$121,900 Land $14,300 Building $107,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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