470 Bob Stiles Rd, Gurley, AL 35748 Property Records

Madison County property record for 470 Bob Stiles Rd, Gurley, AL 35748

Property Summary

Property Type	Single Family Home
Details	1 ba · 984 sqft · built 1995
Lot Size	56.3 acres (2,456,348 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Nov 2018)
Tax Bill	$4,827 (2026)
Deeds & Mortgages	Feb 2024 Line of Credit Nov 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-01-12-0-000-007.000`

Property Details

APN / Parcel Number

Primary APN	`12-01-12-0-000-007.000`
Alternative APN	`481188`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	984 sqft Living Area
1st Floor Area	984 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	2,456,348 sqft (56.3 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	481188
Street Address	470 BOB STILES RD
City	GURLEY
State	AL
Zip	35748-8903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT B ALL THAT PART OF THE SW 1/4 OF THE NE 1/4 & THE SE 1/4 OF THE NE 1/4 OF FRACTIONAL SEC 12 MORE PARTIC DESC AS FOLLOWS
Legal Range	02E
Legal Township	03S
Legal Section	12
Legal Tract	B
Jurisdiction	MADISON AL
Township / Civil Division	NEW MARKET
Census Block Group	1
Census Block	1000
Census Tract	10200

Owner

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	470 BOB STILES RD, GURLEY, AL 35748-8903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Deed of Trust, Mortgage · Line of Credit REDSTONE FCU
Nov 13, 2020	Deed of Trust, Mortgage · Line of Credit ALABAMA FARM CU
Nov 16, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2018 · Amount on Record
Deed Sale	Nov 16, 2018 · Amount on Record
Deed Document Number	201873176
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	470 BOB STILES RD, GURLEY, AL 35748-8903
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026025
Date	Feb 27, 2024
Book Page	2024/26025

Lender

Name	REDSTONE FCU
Type	Credit Union
Address	220 WYNN DR NW, HUNTSVILLE, AL 35893

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	470 BOB STILES RD, GURLEY, AL 35748-8903
Document Number	0000092212
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Dec 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	104 WALNUT COVE BLVD SW HUNTSVILLE AL 358244087, HUNTSVILLE, AL 35824-4087

Mortgage

Document Number	0000092212
Date	Nov 17, 2020
Instrument	92212

Lender

Name	ALABAMA FARM CU
Address	CULLMAN, AL 35056-0639

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2050

Interest

Rate Type	Adjustable Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	Nov 16, 2018
Property Address	470 BOB STILES RD, GURLEY, AL 35748-8903
Document Number	0000073176
Instrument Date	Nov 15, 2018
Instrument	73176
Transaction Type	Transfer
Record Updated	Dec 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$22.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 BOB STILES RD GURLEY AL 357488903, GURLEY, AL 35748-8903

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,827.00 (+1.36%)
2025	$4,762.00 (+5.8%) Homeowner's exemption	$134,540 (+5.62%) Land $35,200 Building $99,340	$853,100 (+4.66%) Land $327,000 Building $526,100
2023	$4,501.00 (+24.54%) Homeowner's exemption	$127,380 (+25.52%) Land $35,200 Building $92,180	$815,100 (+54.79%) Land $327,000 Building $488,100
2022	$3,614.00 Homeowner's exemption	$101,480 Land $9,440 Building $92,040	$526,600 Land $81,400 Building $445,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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